822 Union St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 822 Union St, Schenectady, NY 12308 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,313 sqft · built 1900
Lot Size	0.184 acres (8,056 sqft)
Owner	2 Individual Names on File
Last Sale	$249,000 (Feb 2026)
Tax Bill	$4,183 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Aug 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`421500 39.74-2-5`

Property Details

APN / Parcel Number

Primary APN	`421500 39.74-2-5`
Alternative APN	`150003907400020050000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,313 sqft Living Area
1st Floor Area	1,161 sqft
2nd Floor Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	8,056 sqft (0.184 acres)
Lot Dimensions	212 ft deep x 38 ft wide
Porch	Slab
Porch Area	287 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	822 UNION ST
City	SCHENECTADY
State	NY
Zip	12308-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 WOOD AND BARN
Legal Block	2
Legal Lot Number	5.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1001
Census Tract	20800

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.74-2-5

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 FOREST AVE, ALBANY, NY 12208-3002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 04, 2026	Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP
Aug 26, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 04, 2026 · Amount on Record
Deed Sale	Feb 04, 2026 · Amount on Record
Deed Document Number	20262462
Deed Book / Page	2165 / 713
Prior Transfer Date	Jul 28, 2025
Prior Transfer Doc	0000020173
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 04, 2026
Property Address	822 UNION ST, SCHENECTADY, NY 12308-3104
Document Number	0000002462
Instrument Date	Dec 19, 2025
Instrument	202602462
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	UNKNOWN, CATIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$996.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	61 WILTSHIRE WAY, NISKAYUNA, NY 12309-4943

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55 PIETER SCHUYLER CT E, ALBANY, NY 12210-2658

Mortgage

Document Number	0000002463
Date	Feb 04, 2026
Instrument	202602463

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2056

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 26, 2025
Property Address	822 UNION ST, SCHENECTADY, NY 12308-3104
Document Number	0000020173
Instrument Date	Jul 28, 2025
Instrument	202520173
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	822 UNION ST, SCHENECTADY, NY 12308-3104

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	61 WILTSHIRE WAY, NISKAYUNA, NY 12309-4943

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,183.00	$132,800 (-) Land $19,900 Building $112,900	$219,904 (+13.35%) Land $32,952 Building $186,952
2024		$132,800 (-) Land $19,900 Building $112,900	$194,010 (+15.41%) Land $29,072 Building $164,938
2023		$132,800 Land $19,900 Building $112,900	$168,101 Land $25,190 Building $142,911

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Union Street Historic District listed 1982 · 184 contributing resources · NRIS 82001268

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 461 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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