824 Union St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 824 Union St, Schenectady, NY 12308

Property Summary

Property TypeApartments (5+ Units)
Details3,026 sqft · built 1984
Lot Size0.294 acres (12,800 sqft)
OwnerCompany Name on Record
Last Sale$70,000 (May 2002)
Tax Bill$9,010 (2026)
Deeds & MortgagesJul 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN421500 39.74-2-6

Property Details

APN / Parcel Number

Primary APN421500 39.74-2-6
Alternative APN
  • 150003907400020060000000

Interior

Units4 Units
Stories2 Stories
Building Area3,026 sqft Gross Area
Basement Area1,478 sqft
Unfinished Basement1,478 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Lot Area12,800 sqft (0.294 acres)
Lot Dimensions200 ft deep x 64 ft wide
PorchSlab
Porch Area479 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address824 UNION ST
CitySCHENECTADY
StateNY
Zip12308-3184
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code03 - MULTI
Legal Description2 WD AND BRK
Legal Block2
Legal Lot Number6.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1001
Census Tract20800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Union Street Historic District
listed 1982 · 184 contributing resources · NRIS 82001268

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address826 UNION ST, SCHENECTADY, NY 12308-3104
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2002 · Amount on Record
Deed SaleMay 2, 2002 · Amount on Record
Prior SaleDec 26, 2001 · Amount on Record
Deed Book / Page1623 / 192
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJul 29, 2022
Property Address824 UNION ST, SCHENECTADY, NY 12308-3184
Document Number0000039979
Book / Page2089 / 758
Instrument DateJul 25, 2022
Instrument202239979
Transaction TypeTransfer
Record UpdatedAug 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address826 UNION ST, 826, SCHENECTADY, NY 12308-3104

Transferred To (Grantee/Buyer)

NameVerified Name
Address826 UNION ST, SCHENECTADY, NY 12308-3104

Mortgage

Document Number0000039981
DateJul 29, 2022
Book Page5245/52
Instrument202239981
Lender
NameFIRST NATIONAL BANK OF SCOTIA
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,010.00 (+0.54%)
2025$8,962.00 (+6.06%)$152,100 (-) Land $28,700 Building $123,400$251,863 (+30.82%) Land $47,524 Building $204,339
2023$152,100 (-) Land $28,700 Building $123,400$192,532 (+3.8%) Land $36,329 Building $156,203
2022$152,100 Land $28,700 Building $123,400$185,488 Land $35,000 Building $150,488
2021$8,450.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Union St

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