Schenectady County and Schenectady City property record for 821 Union St, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 13 bd · 5 ba · 5,962 sqft · built 1905 |
| Lot Size | 0.573 acres (25,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $170,000 (Jan 2003) |
| Tax Bill | $14,122 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.74-1-65 |
| Primary APN | 421500 39.74-1-65 |
|---|---|
| Alternative APN |
|
| Bedrooms | 13 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 16 Rooms |
| Stories | 2 Stories |
| Building Area | 5,962 sqft Living Area |
| 1st Floor Area | 2,168 sqft |
| 2nd Floor Area | 2,168 sqft |
| Upper Floors Area | 1,626 sqft |
| Attic | Attic |
| Attic Area | 1,626 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 25,000 sqft (0.573 acres) |
| Lot Dimensions | 250 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,055 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 821 UNION ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 BRICK OFC BLDG |
| Legal Block | 1 |
| Legal Lot Number | 65.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 33400 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 826 UNION ST, SCHENECTADY, NY 12308-3104 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2003 · Amount on Record |
| Deed Sale | Jan 22, 2003 · Amount on Record |
| Deed Book / Page | 1642 / 713 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 29, 2022 |
| Property Address | 821 UNION ST, SCHENECTADY, NY 12308-3103 |
| Document Number | 0000039975 |
| Book / Page | 2089 / 747 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 202239975 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 826 UNION ST, 826, SCHENECTADY, NY 12308-3104 |
| Name | Verified Name |
|---|---|
| Address | 826 UNION ST, SCHENECTADY, NY 12308-3104 |
| Document Number | 0000039976 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 5245/34 |
| Instrument | 202239976 |
| Name | FIRST NATIONAL BANK OF SCOTIA |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,122.00 (+1.24%) | ||
| 2025 | $13,949.00 (+4.9%) | $289,800 (-) Land $51,300 Building $238,500 | $479,881 (+30.82%) Land $84,948 Building $394,933 |
| 2023 | $289,800 (-) Land $51,300 Building $238,500 | $366,835 (+3.8%) Land $64,937 Building $301,898 | |
| 2022 | $289,800 Land $51,300 Building $238,500 | $353,415 Land $62,561 Building $290,854 | |
| 2021 | $13,297.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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