825 Nottingham, Waterloo, IL 62298 Property Records

Monroe County property record for 825 Nottingham, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,965 sqft · built 2020
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on File
Last Sale	$305,000 (Oct 2020)
Tax Bill	$7,322 (2024)
Deeds & Mortgages	Jun 2021 Transfer Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-17-103-098-000`

Property Details

APN / Parcel Number

Primary APN	`08-17-103-098-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,965 sqft Living Area
1st Floor Area	1,965 sqft
Basement Area	1,965 sqft
Unfinished Basement	1,965 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	11,761 sqft (0.27 acres)
Garage Area	690 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	825 NOTTINGHAM
City	WATERLOO
State	IL
Zip	62298-0110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	LOT 98 COUNTRY CLUB HILLS PHASE II
Legal Range	09W
Legal Township	02S
Legal Section	17
Legal Subdivision	COUNTRY CLUB HILLS
Legal Lot Number	98
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	4
Census Block	4022
Census Tract	600401

Owner

Source: Monroe County records · APN 08-17-103-098-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	825 NOTTINGHAM, WATERLOO, IL 62298-0110
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Intrafamily Transfer, Transfer
Oct 19, 2020	Warranty Deed, Transfer · Conventional Mortgage BROKERS SOLUTIONS INC
Jun 18, 2020	Warranty Deed, Construction Loan · Line of Credit BANK OF O'FALLON

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	Jun 18, 2020 · Amount on Record
Deed Document Number	2020411768
Last Transfer Date	Jun 09, 2021
Transfer Doc	0000417743
Record Updated	Sep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Jun 10, 2021
Property Address	825 NOTTINGHAM, WATERLOO, IL 62298-0110
Document Number	0000417743
Instrument Date	Jun 09, 2021
Instrument	417743
Transaction Type	Transfer
Record Updated	Apr 03, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 NOTTINGHAM, WATERLOO, IL 62298-0110

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Oct 19, 2020
Property Address	825 NOTTINGHAM, WATERLOO, IL 62298-0110
Document Number	0000411768
Map Reference	DOC 393125
Instrument Date	Oct 16, 2020
Instrument	411768
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$457.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 NOTTINGHAM, WATERLOO, IL 62298-0110

Mortgage

Document Number	0000411769
Date	Oct 19, 2020
Instrument	411769

Lender

Name	BROKERS SOLUTIONS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.88%

June 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jun 18, 2020
Property Address	825 NOTTINGHAM, WATERLOO, IL 62298-0110
Document Number	0000408799
Instrument Date	Jun 18, 2020
Instrument	408799
Transaction Type	Construction Loan
Record Updated	Jul 13, 2020
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transaction

Amount	Amount Recorded
Tax	$77.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1124 VALMEYER RD COLUMBIA IL 622364126, COLUMBIA, IL 62236-4126
Investor	Possibly a Property Investor

Mortgage

Document Number	408800
Date	Jun 18, 2020
Instrument	408800

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O FALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 17, 2021

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$139,100 (+36.39%) Land $16,740 Building $122,360	$417,300 (+36.39%) Land $50,220 Building $367,080
2024	$7,322.00
2022	Additional exemption filed	$101,990 Land $15,370 Building $86,620	$305,970 Land $46,110 Building $259,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
HTC Holding Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Based on FCC filings for 153 locations within half a mile of this property.

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