820 Nottingham, Waterloo, IL 62298 Property Records

Monroe County property record for 820 Nottingham, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2019
Square Footage1,512 sqft Living Area
Lot Size13,939 sqft (0.32 acres)
OccupancyOwner Occupied
Last Sale$325,000 (2024)
Tax Bill$5,718.00 (2024)

Property Details

APN / Parcel Number

Primary APN08-17-103-109-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,512 sqft Living Area
1st Floor1,512 sqft 1st Floor
Basement Area1,512 sqft Basement
Unfinished Basement1,512 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area13,939 sqft (0.32 acres)
Garage Area462 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address820 NOTTINGHAM
CityWATERLOO
StateIL
Zip62298-2022
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 109 COUNTRY CLUB HILLS PHASE II
Legal Range09W
Legal Township02S
Legal Section17
Legal SubdivisionCOUNTRY CLUB HILLS
Legal Lot Number109
JurisdictionMONROE IL
Minor Civil Division26
Census Blockgroup4
Census Block4021
Census Tract600401

Owner

Source: Monroe County records · APN 08-17-103-109-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address820 NOTTINGHAM, WATERLOO, IL 62298-2022
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 04, 2025Deed of Trust, Mortgage · Building or Construction Mortgage
FIRST COMMUNITY CU
Feb 07, 2024Warranty Deed, Construction Loan · Building or Construction Mortgage
PRIMELENDING
Dec 04, 2023Deed of Trust, Mortgage · Conventional Mortgage
FCB BANKS
Dec 27, 2021Warranty Deed, Construction Loan · Building or Construction Mortgage
FCB BANKS
Mar 29, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FLAT BRANCH MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 07, 2024 · Amount on Record
Deed SaleFeb 07, 2024 · Amount on Record
Prior SaleDec 27, 2021 · Amount on Record
Deed Doc Number2024432038
Record RefreshedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address820 NOTTINGHAM, WATERLOO, IL 62298-2022
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000440351
DateDec 04, 2025
Instrument440351
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term180 Months
DueNov 30, 2040
Interest
Rate TypeFixed Rate
Rate8.25%

February 2024: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateFeb 07, 2024
Property Address820 NOTTINGHAM, WATERLOO, IL 62298-2022
Document Number0000432038
Instrument DateFeb 06, 2024
Instrument432038
Transaction TypeConstruction Loan
Record UpdatedFeb 21, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$487.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1209 KIRK LN, WATERLOO, IL 62298-1901

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 NOTTINGHAM, WATERLOO, IL 62298-2022

Mortgage

Document Number0000432039
DateFeb 07, 2024
Instrument432039
Lender
NamePRIMELENDING
TypeFunding / Finance Company
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054
Interest
Rate6.99%

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address820 NOTTINGHAM, WATERLOO, IL 62298-2022
Transaction TypeMortgage
Record UpdatedDec 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000431359
DateDec 04, 2023
Instrument431359
Lender
NameFCB BANKS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded

December 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateDec 27, 2021
Property Address820 NOTTINGHAM, WATERLOO, IL 62298-2022
Document Number0000421665
Instrument DateDec 22, 2021
Instrument421665
Transaction TypeConstruction Loan
Record UpdatedJan 12, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$423.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 NOTTINGHAM, WATERLOO, IL 62298-2022

Mortgage

Document Number0000421666
DateDec 27, 2021
Instrument421666
Lender
NameFCB BANKS
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Interest
Rate3.13%

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateMar 29, 2019
Property Address820 NOTTINGHAM, WATERLOO, IL 62298-2022
Document Number0000400638
Instrument DateMar 29, 2019
Instrument400638
Transaction TypeTransfer
Record UpdatedApr 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$333.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1124 VALMEYER RD, 1124, COLUMBIA, IL 62236-4126

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 NOTTINGHAM, WATERLOO, IL 62298-2022
InvestorPossibly a Property Investor

Mortgage

Document Number0000400639
DateMar 29, 2019
Instrument400639
Lender
NameFLAT BRANCH MORTGAGE INC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$108,170 (+26.53%) Land $17,050 Building $91,120$324,510 (+26.53%) Land $51,150 Building $273,360
2024$5,718.00
2022Additional exemption filed$85,490 Land $15,570 Building $69,920$256,470 Land $46,710 Building $209,760

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