821 Nottingham, Waterloo, IL 62298 Property Records

Monroe County property record for 821 Nottingham, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,414 sqft · built 2020
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$250,851 (Dec 2020)
Tax Bill	$5,904 (2024)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Aug 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-17-103-099-000`

Property Details

APN / Parcel Number

Primary APN	`08-17-103-099-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,414 sqft Living Area
1st Floor Area	1,414 sqft
Basement Area	1,414 sqft
Unfinished Basement	1,414 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	11,761 sqft (0.27 acres)
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	821 NOTTINGHAM
City	WATERLOO
State	IL
Zip	62298-0110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	LOT 99 COUNTRY CLUB HILLS PHASE II
Legal Range	09W
Legal Township	02S
Legal Section	17
Legal Subdivision	COUNTRY CLUB HILLS
Legal Lot Number	99
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	4
Census Block	4022
Census Tract	600401

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	821 NOTTINGHAM, WATERLOO, IL 62298-0110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Warranty Deed, Transfer · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE
Aug 20, 2020	Warranty Deed, Construction Loan · Line of Credit BANK OF O'FALLON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2020 · Amount on Record
Deed Sale	Dec 30, 2020 · Amount on Record
Prior Sale	Aug 20, 2020 · Amount on Record
Deed Document Number	2020413864
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Dec 30, 2020
Property Address	821 NOTTINGHAM, WATERLOO, IL 62298-0110
Document Number	0000413864
Instrument Date	Dec 22, 2020
Instrument	413864
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$376.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1124 VALMEYER RD, 1124, COLUMBIA, IL 62236-4126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 NOTTINGHAM, WATERLOO, IL 62298-0110

Mortgage

Document Number	0000413865
Date	Dec 30, 2020
Instrument	413865

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate	2.38%

August 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Aug 20, 2020
Property Address	821 NOTTINGHAM, WATERLOO, IL 62298-0110
Document Number	0000410374
Instrument Date	Aug 20, 2020
Instrument	410374
Transaction Type	Construction Loan
Record Updated	Sep 3, 2020
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transaction

Amount	Amount Recorded
Tax	$77.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1124 VALMEYER RD COLUMBIA IL 622364126, COLUMBIA, IL 62236-4126
Investor	Possibly a Property Investor

Mortgage

Document Number	410375
Date	Aug 20, 2020
Instrument	410375

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O FALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 19, 2021

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$113,070 (+34.67%) Land $16,740 Building $96,330	$339,210 (+34.67%) Land $50,220 Building $288,990
2024	$5,904.00
2022	Additional exemption filed	$83,960 Land $15,370 Building $68,590	$251,880 Land $46,110 Building $205,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Harrisonville Telephone Company Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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