816 Nottingham, Waterloo, IL 62298 Property Records

Monroe County property record for 816 Nottingham, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,475 sqft · built 2019
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,851 (2024)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-17-103-108-000`

Property Details

APN / Parcel Number

Primary APN	`08-17-103-108-000`

Interior

Bedrooms	3 Beds
Building Area	1,475 sqft Living Area
1st Floor Area	1,475 sqft
Basement Area	1,475 sqft
Unfinished Basement	1,475 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	13,939 sqft (0.32 acres)
Garage Area	575 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	816 NOTTINGHAM
City	WATERLOO
State	IL
Zip	62298-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 108 COUNTRY CLUB HILLS PHASE II
Legal Range	09W
Legal Township	02S
Legal Section	17
Legal Subdivision	COUNTRY CLUB HILLS
Legal Lot Number	108
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	4
Census Block	4021
Census Tract	600401

Owner

Source: Monroe County records · APN 08-17-103-108-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	816 NOTTINGHAM, WATERLOO, IL 62298-2022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	May 29, 2024
Transfer Doc	0000433340
Record Updated	Sep 20, 2026

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE IL
Recording Date	Apr 08, 2019
Property Address	816 NOTTINGHAM, WATERLOO, IL 62298-2022
Document Number	0000400755
Instrument Date	Apr 05, 2019
Instrument	400755
Transaction Type	Transfer
Record Updated	May 04, 2019
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$334.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	816 NOTTINGHAM WATERLOO IL 62298, WATERLOO, IL 62298

Mortgage

Document Number	400756
Date	Apr 08, 2019
Instrument	400756

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 07, 2049

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$107,290 (+5.45%) Land $17,050 Building $90,240	$321,870 (+5.45%) Land $51,150 Building $270,720
2024	$3,851.00	$101,745 (+20.01%) Land $16,634 Building $85,111	$305,235 (+20.01%) Land $49,902 Building $255,333
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$84,780 Land $15,570 Building $69,210	$254,340 Land $46,710 Building $207,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336004014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Nearby Flood Policies	5 in force 5 of 5 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.