Monroe County property record for 824 Nottingham, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,500 sqft · built 2019 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $261,873 (Oct 2019) |
| Tax Bill | $6,278 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2021 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-17-103-110-000 |
| Primary APN | 08-17-103-110-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Basement Area | 1,500 sqft |
| Unfinished Basement | 1,500 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Area | 400 sqft |
| Cooling System | Central |
|---|
| Street Address | 824 NOTTINGHAM |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 110 COUNTRY CLUB HILLS PHASE II |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | COUNTRY CLUB HILLS |
| Legal Lot Number | 110 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 26 |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-17-103-110-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 824 NOTTINGHAM, WATERLOO, IL 62298-2022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Nov 30, 2021 | Deed of Trust, Mortgage · Construction Mortgage TOWN & COUNTRY BANC MTG SVCS |
| Oct 01, 2019 | Warranty Deed, Construction Loan · Construction Mortgage TOWN & COUNTRY BANK |
| Jun 11, 2019 | Warranty Deed, Construction Loan · Line of Credit BANK OF O'FALLON |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2019 · Amount on Record |
| Deed Sale | Oct 01, 2019 · Amount on Record |
| Prior Sale | Jun 11, 2019 · Amount on Record |
| Deed Document Number | 2019403912 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 824 NOTTINGHAM, WATERLOO, IL 62298-2022 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000440288 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | 440288 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 824 NOTTINGHAM, WATERLOO, IL 62298-2022 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000421189 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 421189 |
| Name | TOWN & COUNTRY BANC MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 01, 2019 |
| Property Address | 824 NOTTINGHAM, WATERLOO, IL 62298-2022 |
| Document Number | 0000403912 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 403912 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $393.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 824 NOTTINGHAM, WATERLOO, IL 62298-2022 |
| Document Number | 0000403913 |
|---|---|
| Date | Oct 01, 2019 |
| Instrument | 403913 |
| Name | TOWN & COUNTRY BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 11, 2019 |
| Property Address | 824 NOTTINGHAM, WATERLOO, IL 62298-2022 |
| Document Number | 0000401894 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 401894 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 24, 2019 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Amount | Amount Recorded |
|---|---|
| Tax | $77.25 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1124 VALMEYER RD COLUMBIA IL 622364126, COLUMBIA, IL 62236-4126 |
| Investor | Possibly a Property Investor |
| Document Number | 401895 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | 401895 |
| Name | BANK OF O'FALLON |
|---|---|
| Type | Bank |
| Address | OAKDALE, IL 62268-8626 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 10, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $111,880 (+26.73%) Land $17,050 Building $94,830 | $335,640 (+26.73%) Land $51,150 Building $284,490 | |
| 2024 | $6,278.00 (+10.76%) | ||
| 2022 | $5,668.00 | $88,280 Land $15,570 Building $72,710 | $264,840 Land $46,710 Building $218,130 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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