St. Charles County property record for 825 Bluff Brook Dr, O Fallon, MO 63366 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,528 sqft · built 2017 |
| Lot Size | 0.207 acres (9,060 sqft) |
| Owner | Individual Name on File |
| Last Sale | $303,826 (Dec 2017) |
| Tax Bill | $4,614 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T170300003 |
| Primary APN | T170300003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,528 sqft Living Area |
| Basement Area | 1,084 sqft |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Brick/Stone |
| Lot Area | 9,060 sqft (0.207 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T170300003 |
|---|---|
| Street Address | 825 BLUFF BROOK DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-5065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROOKSIDE VLG C #2 LOT 712 |
| Legal Range | 02E |
| Legal Township | 47N |
| Legal Subdivision | BROOKSIDE VLG C #2 |
| Legal Lot Number | 712 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 312095 |
Source: St. Charles County records · APN T170300003
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 825 BLUFF BROOK DR, O FALLON, MO 63366-5065 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2021 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU |
| Mar 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Oct 18, 2017 | Deed of Trust, Mortgage · Construction Mortgage MIDWEST REGIONAL BANK |
| Dec 29, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 29, 2017 · Amount on Record |
| Deed Sale | Dec 29, 2017 · Amount on Record |
| Deed Document Number | 0068601980 |
| Deed Book / Page | 6860 / 1980 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 825 BLUFF BROOK DR, O FALLON, MO 63366-5065 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 825 BLUFF BROOK DR, O FALLON, MO 63366-5065 |
| Document Number | 2021R024108 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 2021R-024108 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 825 BLUFF BROOK DR, O FALLON, MO 63366-5065 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0072541754 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 7254/1754 |
| Instrument | 20200324000180500 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 825 BLUFF BROOK DR, O FALLON, MO 63366-5065 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0068241516 |
|---|---|
| Date | Oct 18, 2017 |
| Book Page | 6824/1516 |
| Instrument | 20171018000652580 |
| Name | MIDWEST REGIONAL BANK |
|---|---|
| Type | Bank |
| Address | FESTUS, MO 63028 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 29, 2017 |
| Property Address | 825 BLUFF BROOK DR, O FALLON, MO 63366-5065 |
| Document Number | 0068601980 |
| Book / Page | 6860 / 1980 |
| Map Reference | MB 48 PG 289 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 20171229000803190 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 825 BLUFF BROOK DR, O FALLON, MO 63366-5065 |
| Document Number | 20171229000803200 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 20171229000803200 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,614.00 | $74,014 (+2.84%) | $389,550 (+2.84%) Land $57,750 Building $331,800 |
| 2023 | $71,971 | ||
| 2022 | $378,796 Land $41,250 Building $337,546 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833120952, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2019–2022) |
| Most Recent Claim | Jul 2022, rainfall accumulation, Severe Storms And Flooding |
| Wildfire Risk | Low above 36% of the US · above 28% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 2,381 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 79 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Brightspeed | Fiber | 940 / 940 |
| Wisper ISP | Fixed Wireless | 400 / 30 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Gateway Fiber Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.
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