824 Bluff Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 824 Bluff Brook Dr, O Fallon, MO 63366 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,264 sqft · built 2018
Lot Size	0.208 acres (9,065 sqft)
Owner	2 Company Names on File
Last Sale	$317,100 (Dec 2018)
Tax Bill	$5,193 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2018 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T170300046`

Property Details

APN / Parcel Number

Primary APN	`T170300046`
Alternative APN	`2-0048-C326-00-0794.0000000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,264 sqft Living Area
Gross Area	4,886 sqft
1st Floor Area	1,632 sqft
Basement Area	1,292 sqft
Finished Basement	340 sqft
Unfinished Basement	952 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	9,065 sqft (0.208 acres)
Garage Type	Attached
Garage Area	670 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T170300046
Street Address	824 BLUFF BROOK DR
City	O FALLON
State	MO
Zip	63366-5069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE VLG C #2 LOT 794
Legal Subdivision	BROOKSIDE VLG C #2
Legal Lot Number	794
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2019
Census Tract	312095

Owner

Source: St. Charles County records · APN T170300046

Assessment roll updated August 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	824 BLUFF BROOK DR, O FALLON, MO 63366-5069
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 01, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 17, 2018	Deed of Trust, Mortgage · Construction Mortgage MIDWEST REGIONAL BANK
Oct 21, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 20, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage FIRST FED'L BK/KANSAS CITY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 20, 2018 · Amount on Record
Deed Sale	Dec 20, 2018 · Amount on Record
Deed Document Number	2018711350
Deed Book / Page	7017 / 1344
Last Transfer Date	Jan 23, 2026
Transfer Doc	0000004937
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	824 BLUFF BROOK DR, O FALLON, MO 63366-5069
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 BLUFF BROOK DR, O FALLON, MO 63366-5069

Mortgage

Document Number	2021R009602
Date	Feb 01, 2021
Instrument	2021R-009602

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Apr 01, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	824 BLUFF BROOK DR, O FALLON, MO 63366-5069
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 EXECUTIVE PARKWAY DR 106, 106, CREVE COEUR, MO 63141-6369

Mortgage

Document Number	0069911795
Date	Oct 17, 2018
Book Page	6991/1795
Instrument	20181017000594640

Lender

Name	MIDWEST REGIONAL BANK
Type	Bank
Address	FESTUS, MO 63028

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	824 BLUFF BROOK DR, O FALLON, MO 63366-5069
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071651718
Date	Oct 21, 2019
Book Page	7165/1718
Instrument	20191021000589860

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Feb 01, 2049

December 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 20, 2018
Property Address	824 BLUFF BROOK DR, O FALLON, MO 63366-5069
Document Number	0070171344
Book / Page	007017 / 001344
Instrument Date	Dec 19, 2018
Instrument	711350
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 16, 2019

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 BLUFF BROOK DR O FALLON MO 633665069, O FALLON, MO 63366-5069

Mortgage

Document Number	70171346
Date	Dec 20, 2018
Book Page	007017/001346
Instrument	711360

Lender

Name	FIRST FED'L BK/KANSAS CITY
Address	KANSAS CITY, MO 64120

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2048

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,535 (+6.85%)	$455,445 (+6.85%) Land $57,750 Building $397,695
2024	$5,193.00
2023		$80,988
2022			$426,253 Land $41,250 Building $385,003

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833120952, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 36% of the US · above 28% of Missouri
Wildfire Likelihood	About 1 in 2,381 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 79 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Brightspeed	Fiber	940 / 940
Wisper ISP	Fixed Wireless	400 / 30
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Gateway Fiber Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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