817 Bluff Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 817 Bluff Brook Dr, O Fallon, MO 63366 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,262 sqft · built 2013
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$260,300 (Jan 2016)
Tax Bill	$4,653 (2025)
Deeds & Mortgages	Feb 2023 Transfer Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T070300272`

Property Details

APN / Parcel Number

Primary APN	`T070300272`
Alternative APN	`2-0048-A065-00-0709.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,262 sqft Living Area
Gross Area	3,898 sqft
1st Floor Area	1,326 sqft
Basement Area	936 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T070300272
Street Address	817 BLUFF BROOK DR
City	O FALLON
State	MO
Zip	63366-5065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE VLG C #1 LOT 709
Legal Subdivision	BROOKSIDE VLG C #1
Legal Lot Number	709
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2017
Census Tract	312095

Owner

Source: St. Charles County records · APN T070300272

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	817 BLUFF BROOK DR, O FALLON, MO 63366-5065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 02, 2023	Intrafamily Transfer, Transfer
Mar 25, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 08, 2019	Deed of Trust, Mortgage · FHA Mortgage FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 05, 2016 · Amount on Record
Deed Sale	Jan 05, 2016 · Amount on Record
Prior Sale	Jun 26, 2013 · Amount on Record
Deed Document Number	20166030
Deed Book / Page	6474 / 926
Prior Transfer Date	Dec 22, 2015
Prior Transfer Doc	0064740926
Record Updated	Jun 08, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Feb 02, 2023
Property Address	817 BLUFF BROOK DR, O FALLON, MO 63366-5065
Document Number	0000004101
Map Reference	MB 43 PG 142-145
Instrument Date	Jan 27, 2023
Instrument	2023R-004101
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	817 BLUFF BROOK DR, O FALLON, MO 63366-5065

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 BLUFF BROOK DR, O FALLON, MO 63366-5065

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	817 BLUFF BROOK DR, O FALLON, MO 63366-5065
Transaction Type	Mortgage
Record Updated	Apr 07, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 BLUFF BROOK DR, O FALLON, MO 63366-5065

Mortgage

Document Number	0000017495
Date	Mar 25, 2022
Instrument	2022R-017495

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	817 BLUFF BROOK DR, O FALLON, MO 63366-5065
Document Number	0070740251
Instrument Date	May 08, 2019
Transaction Type	Mortgage
Record Updated	Jun 03, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 BLUFF BROOK DR O FALLON MO 633665065, O FALLON, MO 63366-5065

Mortgage

Document Number	0070740251
Date	May 14, 2019
Book Page	007074/000251
Instrument	230040

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,653.00 (+5.7%)	$74,646 (+8.9%)	$392,873 (+8.9%) Land $77,000 Building $315,873
2024	$4,402.00
2023		$68,546
2022			$360,771 Land $55,000 Building $305,771

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833120952, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 36% of the US · above 28% of Missouri
Wildfire Likelihood	About 1 in 2,381 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 79 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Brightspeed	Fiber	940 / 940
Wisper ISP	Fixed Wireless	400 / 30
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Gateway Fiber Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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