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822 Bluff Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 822 Bluff Brook Dr, O Fallon, MO 63366 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,080 sqft · built 2017
Lot Size0.23 acres (10,062 sqft)
OwnerIndividual Name on File
Last Sale$321,684 (Dec 2017)
Tax Bill$5,395 (2025)
Deeds & MortgagesSep 2017 Construction Loan
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNT170300047

Property Details

APN / Parcel Number

Primary APNT170300047
Alternative APN
  • 2-0048-C326-00-0795.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,080 sqft Living Area
Basement Area1,400 sqft

Exterior

Year BuiltBuilt 2017
Exterior MaterialBrick/Stone
Lot Area10,062 sqft (0.23 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT170300047
Street Address822 BLUFF BROOK DR
CityO FALLON
StateMO
Zip63366-5069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBROOKSIDE VLG C #2 LOT 795
Legal Range02E
Legal Township47N
Legal SubdivisionBROOKSIDE VLG C #2
Legal Lot Number795
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2019
Census Tract312095

Owner

Source: St. Charles County records · APN T170300047

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address822 BLUFF BROOK DR, O FALLON, MO 63366-5069
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2017Deed of Trust, Mortgage · Construction Mortgage
MIDWEST REGIONAL BANK
Dec 29, 2017Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 29, 2017 · Amount on Record
Deed SaleDec 29, 2017 · Amount on Record
Deed Document Number0068602140
Deed Book / Page6860 / 2140
Record UpdatedJun 08, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address822 BLUFF BROOK DR, O FALLON, MO 63366-5069
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0068150252
DateSep 28, 2017
Book Page6815/0252
Instrument20170928000611580
Lender
NameMIDWEST REGIONAL BANK
TypeBank
AddressFESTUS, MO 63028
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST CHARLES MO
Recording DateDec 29, 2017
Property Address822 BLUFF BROOK DR, O FALLON, MO 63366-5069
Document Number0068602140
Book / Page6860 / 2140
Map ReferenceMB 48 PG 289
Instrument DateDec 29, 2017
Instrument20171229000803370
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 09, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address822 BLUFF BROOK DR, O FALLON, MO 63366-5069
InvestorPossibly a Property Investor

Mortgage

Document Number20171229000803380
DateDec 29, 2017
Instrument20171229000803380
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,395.00$86,656 (+7.04%)$456,083 (+7.04%) Land $57,750 Building $398,333
2023$80,958
2022$426,096 Land $41,250 Building $384,846

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833120952, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2019–2022)
Most Recent ClaimJul 2022, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
above 36% of the US · above 28% of Missouri
Wildfire LikelihoodAbout 1 in 2,381 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 79 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
BrightspeedFiber940 / 940
Wisper ISPFixed Wireless400 / 30
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Gateway Fiber Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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