821 Bluff Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 821 Bluff Brook Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,724 sqft · built 2017
Lot Size	0.26 acres (11,304 sqft)
Owner	2 Individual Names on Record
Last Sale	$519,900 (Dec 2022)
Tax Bill	$5,259 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T170300001`

Property Details

APN / Parcel Number

Primary APN	`T170300001`
Alternative APN	`2-0048-C326-00-0710.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,724 sqft Living Area
Gross Area	4,886 sqft
1st Floor Area	1,632 sqft
Basement Area	1,292 sqft
Finished Basement	800 sqft
Unfinished Basement	492 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	11,304 sqft (0.26 acres)
Garage Type	Attached
Garage Area	670 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T170300001
Street Address	821 BLUFF BROOK DR
City	O FALLON
State	MO
Zip	63366-5065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE VLG C #2 LOT 710
Legal Subdivision	BROOKSIDE VLG C #2
Legal Lot Number	710
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2017
Census Tract	312095

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	821 BLUFF BROOK DR, O FALLON, MO 63366-5065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 6, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 14, 2022	Intrafamily Transfer, Transfer DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC
Sep 15, 2021	Executor's Deed, Transfer DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2022 · Amount on Record
Deed Sale	Dec 6, 2022 · Amount on Record
Prior Sale	Sep 15, 2021 · Amount on Record
Deed Document Number	202264377
Prior Transfer Date	Aug 22, 2022
Prior Transfer Doc	0000050611
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	821 BLUFF BROOK DR, O FALLON, MO 63366-5065
Transaction Type	Mortgage
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 BLUFF BROOK DR, O FALLON, MO 63366-5065

Mortgage

Document Number	0000023162
Date	Mar 16, 2021
Instrument	2021R-023162

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 6, 2022
Property Address	821 BLUFF BROOK DR, O FALLON, MO 63366-5065
Document Number	0000064377
Map Reference	MB 48 PG 289-291
Instrument Date	Dec 2, 2022
Instrument	2022R-064377
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 PEACHLEAF CT, WENTZVILLE, MO 63385-6238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 BLUFF BROOK DR, O FALLON, MO 63366-5065

Mortgage

Document Number	0000064378
Date	Dec 6, 2022
Instrument	2022R-064378

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Sep 14, 2022
Property Address	821 BLUFF BROOK DR, O FALLON, MO 63366-5065
Document Number	0000050611
Map Reference	MB 48 PG 289-291
Instrument Date	Aug 22, 2022
Instrument	2022R-050611
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 E BALAO DR, PHOENIX, AZ 85085-7249

September 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 15, 2021
Property Address	821 BLUFF BROOK DR, O FALLON, MO 63366-5065
Document Number	0000077294
Map Reference	MB 48 PG 289-291
Instrument Date	Sep 9, 2021
Instrument	2021R-077294
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 E BALAO DRIVE, O FALLON, MO 63366

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,635 (+2.57%)	$455,971 (+2.57%) Land $57,750 Building $398,221
2025	$5,259.00	$84,461 (+7.03%)	$444,531 (+7.03%) Land $57,750 Building $386,781
2023		$78,911
2022			$415,319 Land $41,250 Building $374,069

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, Verizon.

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