820 Ridgeway Dr, Oneonta, AL 35121 Property Records

Blount County property record for 820 Ridgeway Dr, Oneonta, AL 35121

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,482 sqft · built 1999
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Tax Bill	$794 (2026)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-03-05-3-000-001.005`

Property Details

APN / Parcel Number

Primary APN	`19-03-05-3-000-001.005`
Alternative APNs	`043743` `43743` `16648`

Interior

Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,482 sqft Living Area
1st Floor Area	1,482 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	21,780 sqft (0.5 acres)
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	16648
Street Address	820 RIDGEWAY DR
City	ONEONTA
State	AL
Zip	35121-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 GREYSTONE EAST SECTOR 1, MC A/92-4
Legal Range	02E
Legal Township	13S
Legal Section	05
Legal Subdivision	GREYSTONE EAST SECTOR 1
Legal Lot Number	3
Jurisdiction	BLOUNT AL
Township / Civil Division	ONEONTA
Census Block Group	2
Census Block	2043
Census Tract	50106

Owner

Source: Blount County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	820 RIDGEWAY DR, ONEONTA, AL 35121-2408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2016
Deed Sale	Dec 5, 2016
Deed Book / Page	2016 / 32269
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	820 RIDGEWAY DR, ONEONTA, AL 35121-2408
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/34728
Date	Nov 5, 2020
Book Page	2020/34728
Instrument	10021612

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Municipality	Oneonta City
Unified School District	Oneonta City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$794.00 (+3.79%) Homeowner's exemption
2025	$765.00 (+3.94%)	$18,300 (+3.62%)	$182,760 (+3.57%) Land $27,400 Building $155,360
2024	$736.00 (+7.6%) Homeowner's exemption	$17,660 (+7.03%) Land $2,000 Building $15,660	$176,460 (+6.98%) Land $20,000 Building $156,460
2023	$684.00 (+3.95%) Homeowner's exemption	$16,500 (+3.64%) Land $2,000 Building $14,500	$164,940 (+3.68%) Land $20,000 Building $144,940
2022	$658.00 Homeowner's exemption	$15,920 Land $2,000 Building $13,920	$159,080 Land $20,000 Building $139,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30