Blount County property record for 903 Ridgeway Dr, Oneonta, AL 35121
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,793 sqft · built 2002 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $292,500 (Nov 2022) |
| Tax Bill | $1,152 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-03-05-3-000-001.047 |
| Primary APN | 19-03-05-3-000-001.047 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,793 sqft Living Area |
| 1st Floor Area | 1,381 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 70585 |
|---|---|
| Street Address | 903 RIDGEWAY DR |
| City | ONEONTA |
| State | AL |
| Zip | 35121-2435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24 GREYSTONE EAST SECTOR 1, MC A/92-4-- |
| Legal Range | 02E |
| Legal Township | 13S |
| Legal Section | 05 |
| Legal Subdivision | GREYSTONE EAST SECTOR 1 |
| Legal Lot Number | 24 |
| Jurisdiction | BLOUNT AL |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 50106 |
Source: Blount County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 903 RIDGEWAY DR, ONEONTA, AL 35121-2435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2022 | Deed of Trust, Mortgage · Line of Credit AMERICAS FIRST FCU |
| Sep 16, 2021 | Deed of Trust, Mortgage AMERICAS FIRST FCU |
| Nov 4, 2022 | Warranty Deed, Transfer |
| Jul 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAS FIRST FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2022 · Amount on Record |
| Deed Sale | Nov 4, 2022 · Amount on Record |
| Prior Sale | Sep 2, 2022 · Amount on Record |
| Deed Document Number | 202210043370 |
| Deed Book / Page | 2022 / 34946 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 903 RIDGEWAY DR, ONEONTA, AL 35121-2435 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02022/8392 |
|---|---|
| Date | Mar 11, 2022 |
| Book Page | 2022/8392 |
| Instrument | 10036592 |
| Name | AMERICAS FIRST FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Feb 23, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 903 RIDGEWAY DR, ONEONTA, AL 35121-2435 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2021/33718 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 2021/33718 |
| Instrument | 10031166 |
| Name | AMERICAS FIRST FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT AL |
| Recording Date | Nov 4, 2022 |
| Property Address | 903 RIDGEWAY DR, ONEONTA, AL 35121-2435 |
| Document Number | 2022/34946 |
| Book / Page | 2022 / 34946 |
| Instrument Date | Nov 4, 2022 |
| Instrument | 10043370 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $34.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 903 RIDGEWAY DR, ONEONTA, AL 35121-2435 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 903 RIDGEWAY DR, ONEONTA, AL 35121-2435 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/22789 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 2020/22789 |
| Instrument | 10018538 |
| Name | AMERICAS FIRST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
Source: Blount County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Blount County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,152.00 (-1.29%) | $26,900 (-1.25%) | $268,980 (-1.23%) |
| 2024 | $1,167.00 (+3.64%) Homeowner's exemption | $27,240 (+8.79%) Land $2,000 Building $25,240 | $272,340 (+8.77%) Land $20,000 Building $252,340 |
| 2023 | $1,126.00 (+27.52%) | $25,040 (+19.69%) Land $2,000 Building $23,040 | $250,380 (+19.65%) Land $20,000 Building $230,380 |
| 2022 | $883.00 Homeowner's exemption | $20,920 Land $2,000 Building $18,920 | $209,260 Land $20,000 Building $189,260 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 51% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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