Blount County property record for 815 Ridgeway Dr, Oneonta, AL 35121
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,659 sqft · built 2019 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $139,030 (Aug 2025) |
| Tax Bill | $1,315 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Apr 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-03-05-3-000-001.008 |
| Primary APN | 19-03-05-3-000-001.008 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,659 sqft Living Area |
| 1st Floor Area | 1,659 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 65270 |
|---|---|
| Street Address | 815 RIDGEWAY DR |
| City | ONEONTA |
| State | AL |
| Zip | 35121-2407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 30 GREYSTONE EAST SECTOR 1, MC A/92-4-- |
| Legal Range | 02E |
| Legal Township | 13S |
| Legal Section | 05 |
| Legal Subdivision | GREYSTONE EAST SECTOR 1 |
| Legal Lot Number | 30 |
| Jurisdiction | BLOUNT AL |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 50106 |
815 Ridgeway Dr is owned and occupied by an individual who bought it in August 2025.
Source: Blount County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 815 RIDGEWAY DR, ONEONTA, AL 35121-2407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Apr 30, 2018 | Deed of Trust, Mortgage CITIZENS BANK & TRUST |
| Oct 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY MORTGAGE CO |
| Feb 8, 2018 | Warranty Deed, Transfer |
| May 24, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2025 · Amount on File |
| Deed Sale | Aug 19, 2025 · Amount on File |
| Prior Sale | Oct 22, 2020 · Amount on File |
| Deed Document Number | 202510069100 |
| Deed Book / Page | 2025 / 22558 |
| Prior Transfer Date | Jul 29, 2025 |
| Prior Transfer Doc | 0010069100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 815 RIDGEWAY DR, ONEONTA, AL 35121-2407 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2020/32907 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 2020/32907 |
| Instrument | 10021178 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 815 RIDGEWAY DR, ONEONTA, AL 35121-2407 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2018/10276 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 2018/10276 |
| Name | CITIZENS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | CULLMAN, AL 35056 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT AL |
| Recording Date | Oct 22, 2020 |
| Property Address | 815 RIDGEWAY DR, ONEONTA, AL 35121-2407 |
| Document Number | 2020/32894 |
| Book / Page | 2020 / 32894 |
| Instrument Date | Oct 9, 2020 |
| Instrument | 10021176 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Investor | Possibly a Property Investor |
| Document Number | 2020/32897 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 2020/32897 |
| Instrument | 10021177 |
| Name | PROSPERITY MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT AL |
| Recording Date | Feb 8, 2018 |
| Property Address | 815 RIDGEWAY DR, ONEONTA, AL 35121-2407 |
| Document Number | 02018/3102 |
| Book / Page | 2018 / 3102 |
| Instrument Date | Feb 2, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 HIGH MEADOW RD, 110, CLEVELAND, AL 35049 |
| Name | Verified Name |
|---|---|
| Address | 323 OLD DAILEY ROAD, ONEONTA, AL 35121 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT AL |
| Recording Date | May 24, 2017 |
| Property Address | 815 RIDGEWAY DR, ONEONTA, AL 35121-2407 |
| Document Number | 2017/12840 |
| Book / Page | 2017 / 12840 |
| Instrument Date | May 19, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 307 A ST S, 307, ONEONTA, AL 35121-2004 |
| Name | Verified Name |
|---|---|
| Address | 710 HIGH MEADOW RD, CLEVELAND, AL 35049-5957 |
The 2026 property tax bill for 815 Ridgeway Dr was $1,315 with a homeowner's exemption, up 10.2% from the year before.
Source: Blount County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Blount County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,315.00 (+10.23%) Homeowner's exemption | ||
| 2025 | $1,193.00 (-1%) | $27,800 (-1%) | $278,060 (-0.98%) Land $20,000 Building $258,060 |
| 2024 | $1,205.00 (+7.97%) Homeowner's exemption | $28,080 (+7.59%) Land $2,000 Building $26,080 | $280,800 (+7.58%) Land $20,000 Building $260,800 |
| 2023 | $1,116.00 (+5.68%) Homeowner's exemption | $26,100 (+5.41%) Land $2,000 Building $24,100 | $261,020 (+5.42%) Land $20,000 Building $241,020 |
| 2022 | $1,056.00 Homeowner's exemption | $24,760 Land $2,000 Building $22,760 | $247,600 Land $20,000 Building $227,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 815 Ridgeway Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 815 Ridgeway Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 51% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures