Blount County property record for 827 Ridgeway Dr, Oneonta, AL 35121
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,902 sqft · built 2001 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Apr 2014) |
| Tax Bill | $1,038 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-03-05-3-000-001.011 |
| Primary APN | 19-03-05-3-000-001.011 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,902 sqft Living Area |
| 1st Floor Area | 1,423 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Utility Building | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 53668 |
|---|---|
| Street Address | 827 RIDGEWAY DR |
| City | ONEONTA |
| State | AL |
| Zip | 35121-2407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 27 GREYSTONE EAST SECTOR 1, MC A/92-4 |
| Legal Range | 02E |
| Legal Township | 13S |
| Legal Section | 05 |
| Legal Subdivision | GREYSTONE EAST SECTOR 1 |
| Legal Lot Number | 27 |
| Jurisdiction | BLOUNT AL |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 50106 |
827 Ridgeway Dr is owned and occupied by two individuals who bought it in April 2014.
Source: Blount County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 827 RIDGEWAY DR, ONEONTA, AL 35121-2407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| May 25, 2018 | Deed of Trust, Mortgage WINSOUTH CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2014 · Amount on File |
| Deed Sale | Apr 3, 2014 · Amount on File |
| Deed Document Number | 2014364219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 827 RIDGEWAY DR, ONEONTA, AL 35121-2407 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/10693 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 2020/10693 |
| Instrument | 10015740 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 163 Months |
| Due | Nov 8, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 827 RIDGEWAY DR, ONEONTA, AL 35121-2407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018/12748 |
|---|---|
| Date | May 25, 2018 |
| Book Page | 2018/12748 |
| Name | WINSOUTH CU |
|---|---|
| Type | Credit Union |
| Address | ONEONTA, AL 35121 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | May 8, 2038 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 827 Ridgeway Dr was $1,038 with a homeowner's exemption, up 5.3% from the year before.
Source: Blount County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Blount County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,038.00 (+5.27%) Homeowner's exemption | ||
| 2025 | $986.00 (-2.67%) | $23,220 (-2.52%) | $232,240 (-2.47%) Land $20,600 Building $211,640 |
| 2024 | $1,013.00 (+9.75%) Homeowner's exemption | $23,820 (+9.17%) Land $2,000 Building $21,820 | $238,120 (+9.16%) Land $20,000 Building $218,120 |
| 2023 | $923.00 (+4.06%) Homeowner's exemption | $21,820 (+3.81%) Land $2,000 Building $19,820 | $218,140 (+3.82%) Land $20,000 Building $198,140 |
| 2022 | $887.00 Homeowner's exemption | $21,020 Land $2,000 Building $19,020 | $210,120 Land $20,000 Building $190,120 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 827 Ridgeway Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 827 Ridgeway Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 51% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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