Blount County property record for 819 Ridgeway Dr, Oneonta, AL 35121
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,009 sqft · built 2002 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Nov 2023) |
| Tax Bill | $1,335 (2026) |
| Deeds & Mortgages | May 2022 Second Mortgage Mar 2007 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-03-05-3-000-001.010 |
| Primary APN | 19-03-05-3-000-001.010 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,009 sqft Living Area |
| 1st Floor Area | 1,516 sqft |
| Upper Floors Area | 704 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 72972 |
|---|---|
| Street Address | 819 RIDGEWAY DR |
| City | ONEONTA |
| State | AL |
| Zip | 35121-2407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 28 GREYSTONE EAST SECTOR 1, MC A/92-4-- |
| Legal Range | 02E |
| Legal Township | 13S |
| Legal Section | 05 |
| Legal Subdivision | GREYSTONE EAST SECTOR 1 |
| Legal Lot Number | 28 |
| Jurisdiction | BLOUNT AL |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 50106 |
819 Ridgeway Dr is owned and occupied by two individuals who bought it in November 2023.
Source: Blount County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 819 RIDGEWAY DR, ONEONTA, AL 35121-2407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK MUTUAL |
| Mar 8, 2007 | Deed of Trust, Mortgage FREELAND AND ROGERS LLC |
| Oct 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 20, 2023 | Warranty Deed, Transfer · Closed-End Mortgage THE HOMETOWN BANK OF ALABAMA |
| Oct 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 8, 2007 | Warranty Deed, Transfer FREELAND AND ROGERS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2023 · Amount on File |
| Deed Sale | Nov 20, 2023 · Amount on File |
| Prior Sale | Oct 23, 2019 · Amount on File |
| Deed Document Number | 202310052865 |
| Deed Book / Page | 2023 / 29634 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 819 RIDGEWAY DR, ONEONTA, AL 35121-2407 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 819 RIDGEWAY DR, ONEONTA, AL 35121-2407 |
| Document Number | 2022/18634 |
|---|---|
| Date | May 31, 2022 |
| Book Page | 2022/18634 |
| Instrument | 10039036 |
| Name | BANK MUTUAL |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 330 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 819 RIDGEWAY DR, ONEONTA, AL 35121-2407 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000293630 |
|---|---|
| Date | Mar 8, 2007 |
| Instrument | 293630 |
| Name | FREELAND AND ROGERS LLC |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Mar 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 819 RIDGEWAY DR, ONEONTA, AL 35121-2407 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2019/80510 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 2019/80510 |
| Instrument | 10011147 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT AL |
| Recording Date | Nov 20, 2023 |
| Property Address | 819 RIDGEWAY DR, ONEONTA, AL 35121-2407 |
| Document Number | 2023/29634 |
| Book / Page | 2023 / 29634 |
| Instrument Date | Nov 20, 2023 |
| Instrument | 10052865 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 819 RIDGEWAY DR, ONEONTA, AL 35121-2407 |
| Name | Verified Name |
|---|---|
| Address | 819 RIDGEWAY DR, ONEONTA, AL 35121-2407 |
| Document Number | 0202329636 |
|---|---|
| Date | Nov 20, 2023 |
| Instrument | 2023/29636 |
| Name | THE HOMETOWN BANK OF ALABAMA |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 25, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT AL |
| Recording Date | Oct 23, 2019 |
| Property Address | 819 RIDGEWAY DR, ONEONTA, AL 35121-2407 |
| Document Number | 2019/80493 |
| Book / Page | 2019 / 80493 |
| Instrument Date | Oct 18, 2019 |
| Instrument | 10011145 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1160 EBELL RD, ONEONTA, AL 35121-4631 |
| Name | Verified Name |
|---|---|
| Address | 819 RIDGEWAY DR, ONEONTA, AL 35121-2407 |
| Document Number | 0201980496 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 2019/80496 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Number | 2019/80510 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 2019/80510 |
| Instrument | 10011147 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT AL |
| Recording Date | Mar 8, 2007 |
| Property Address | 819 RIDGEWAY DR, ONEONTA, AL 35121-2407 |
| Document Number | 0000293628 |
| Instrument Date | Feb 28, 2007 |
| Instrument | 293628 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Investor | Possibly a Property Investor |
| Document Number | 0000293629 |
|---|---|
| Date | Mar 8, 2007 |
| Instrument | 293629 |
| Name | FREELAND AND ROGERS LLC |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
The 2026 property tax bill for 819 Ridgeway Dr was $1,335 with a homeowner's exemption, up 6.4% from the year before.
Source: Blount County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Blount County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,335.00 (+6.37%) Homeowner's exemption | ||
| 2025 | $1,255.00 (+10.77%) | $29,180 (+10.2%) | $291,700 (+10.18%) Land $25,000 Building $266,700 |
| 2024 | $1,133.00 (-2.66%) Homeowner's exemption | $26,480 (-2.5%) Land $2,000 Building $24,480 | $264,740 (-2.5%) Land $20,000 Building $244,740 |
| 2023 | $1,164.00 (+5.53%) Homeowner's exemption | $27,160 (+5.27%) Land $2,000 Building $25,160 | $271,540 (+5.22%) Land $20,000 Building $251,540 |
| 2022 | $1,103.00 Homeowner's exemption | $25,800 Land $2,000 Building $23,800 | $258,060 Land $20,000 Building $238,060 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 819 Ridgeway Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 819 Ridgeway Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 51% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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