Lake County property record for 735 E Westminster, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 11 ba · 11,949 sqft · built 1930 |
| Lot Size | 2.25 acres (98,010 sqft) |
| Owner | Company Name on File |
| Tax Bill | $91,509 (2024) |
| Deeds & Mortgages | Jan 2022 Sale Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-28-413-009 |
| Primary APN | 12-28-413-009 |
|---|
| Full Baths | 11 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 11,949 sqft Living Area |
| Gross Area | 14,465 sqft |
| 1st Floor Area | 4,931 sqft |
| Upper Floors Area | 5,518 sqft |
| Basement Area | 3,332 sqft |
| Finished Basement | 1,500 sqft |
| Unfinished Basement | 1,832 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Slate |
| Lot Area | 98,010 sqft (2.25 acres) |
| Garage Type | Attached |
| Garage Area | 684 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 735 E WESTMINSTER |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-2232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITES RESUB LOT 1 |
| Legal Subdivision | WHITES RESUB |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 863400 |
Source: Lake County records · APN 12-28-413-009
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 10 S LA SALLE ST, 2750, CHICAGO, IL 60603-1108 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 07, 2022 | Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Sep 05, 2019 | Deed of Trust, Mortgage · ARM CITIBANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jan 07, 2022 |
| Property Address | 735 E WESTMINSTER, LAKE FOREST, IL 60045-2232 |
| Document Number | 0007859771 |
| Map Reference | MB 51 PG 8 |
| Instrument Date | Oct 31, 2021 |
| Instrument | 7859771 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 S LA SALLE ST # 2750, 2750, CHICAGO, IL 60603-3401 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 735 E WESTMINSTER, LAKE FOREST, IL 60045-2232 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007590034 |
|---|---|
| Date | Sep 05, 2019 |
| Instrument | 7590034 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Sep 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 0.78% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,667,620 (+18.22%) Land $642,580 Building $1,025,040 | $5,003,361 (+18.22%) Land $1,927,933 Building $3,075,428 | |
| 2024 | $91,509.00 (+13.78%) | ||
| 2023 | $80,429.00 | $1,410,597 (+3.95%) Land $543,542 Building $867,055 | $4,232,214 (+3.95%) Land $1,630,789 Building $2,601,425 |
| 2022 | $1,357,027 Land $522,900 Building $834,127 | $4,071,488 Land $1,568,857 Building $2,502,631 |
Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978634002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (1990) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1990 · rainfall accumulation |
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 136 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | LAKE FOREST serves 19,642 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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