Monmouth County and Rumson Borough property record for 78 Ward Ave, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,843 sqft · built 2006 |
| Lot Size | 0.176 acres (7,649 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $953,000 (Aug 2014) |
| Tax Bill | $15,524 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 41-00138-0000-00004 |
| Primary APN | 41-00138-0000-00004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,843 sqft Living Area |
| 1st Floor Area | 1,415 sqft |
| Upper Floors Area | 1,428 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,649 sqft (0.176 acres) |
| Lot Dimensions | 153 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Patio Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 237400 |
|---|---|
| Street Address | 78 WARD AVE |
| City | RUMSON |
| State | NJ |
| Zip | 07760-2034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | LAND & LOAN CO |
| Legal Block | 138 |
| Legal Lot Number | 4 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 78 WARD AVE, RUMSON, NJ 07760-2034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2014 · Amount on Record |
| Deed Sale | Aug 27, 2014 · Amount on Record |
| Prior Sale | Feb 10, 2010 · Amount on Record |
| Deed Document Number | 201468932 |
| Deed Book / Page | 9078 / 9343 |
| Record Updated | Oct 29, 2026 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,661,700 (+12.28%) Land $906,300 Building $755,400 | $1,661,700 (+12.28%) Land $906,300 Building $755,400 | |
| 2025 | $15,524.00 (+2.33%) | $1,479,900 (+10.51%) Land $821,600 Building $658,300 | $1,479,900 (+10.51%) Land $821,600 Building $658,300 |
| 2024 | $15,171.00 (-2.65%) | ||
| 2023 | $1,339,200 Land $770,900 Building $568,300 | $1,339,200 Land $770,900 Building $568,300 | |
| 2022 | $15,584.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 139 policies |
| Nearby Flood Policies | 139 in force |
| Nearby Flood Claims | 440 (1978–2026) |
| Claims Outside the SFHA | 27 of 440 |
| Most Recent Claim | Jun 2026 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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