Monmouth County and Rumson Borough property record for 82 W River Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 8 ba · 9,998 sqft · built 1904 |
| Lot Size | 6.33 acres (275,735 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $7,650,000 (Sep 2021) |
| Tax Bill | $102,805 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00001-0000-00012 |
| Primary APN | 41-00001-0000-00012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 8 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 17 Rooms |
| Stories | 2 Stories |
| Building Area | 9,998 sqft Living Area |
| 1st Floor Area | 4,959 sqft |
| Upper Floors Area | 3,964 sqft |
| Basement Area | 1,683 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 275,735 sqft |
| Garage Type | Built-in |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 900 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 176 sqft |
| Patio Area | 488 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 001200 |
|---|---|
| Street Address | 82 W RIVER RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF80 |
| Legal Subdivision | THE BOROUGH/RUMSON |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 82 W RIVER RD, RUMSON, NJ 07760-1139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2021 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2021 · Amount on Record |
| Deed Sale | Sep 9, 2021 · Amount on Record |
| Deed Document Number | 2021135646 |
| Deed Book / Page | 9541 / 9249 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 9, 2021 |
| Property Address | 82 W RIVER RD, RUMSON, NJ 07760-1139 |
| Document Number | 0095419249 |
| Book / Page | 9541 / 9249 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 2021135646 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3165 HAMMOCK WAY, 3165, VERO BEACH, FL 32963-4769 |
| Name | Verified Name |
|---|---|
| Address | 82 W RIVER RD, RUMSON, NJ 07760-1139 |
| Document Number | 2021135647 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 2021135647 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 82 W RIVER RD, RUMSON, NJ 07760-1139 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0094951035 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 9495/1035 |
| Instrument | 2021048953 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 1, 2031 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,995,800 (+12.2%) Land $7,625,900 Building $3,369,900 | $10,995,800 (+12.2%) Land $7,625,900 Building $3,369,900 | |
| 2025 | $102,805.00 (+1.45%) | $9,800,300 (+14.88%) Land $6,932,300 Building $2,868,000 | $9,800,300 (+14.88%) Land $6,932,300 Building $2,868,000 |
| 2024 | $101,333.00 (+2.47%) | ||
| 2023 | $8,531,100 Land $6,165,000 Building $2,366,100 | $8,531,100 Land $6,165,000 Building $2,366,100 | |
| 2022 | $98,889.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1992–2013) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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