Monmouth County and Rumson Borough property record for 76 W River Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6.5 ba · 10,272 sqft · built 1993 |
| Lot Size | 9.13 acres (398,138 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,500,000 (Oct 1994) |
| Tax Bill | $145,120 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Sep 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00001-0000-00014 |
| Primary APN | 41-00001-0000-00014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 10,272 sqft Living Area |
| 1st Floor Area | 10,272 sqft |
| Upper Floors Area | 3,313 sqft |
| Basement Area | 5,481 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 398,138 sqft |
| Parking Spaces | 16 Parking Spaces |
| Pool Area | 1,344 sqft |
| Patio Area | 372 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 001400 |
|---|---|
| Street Address | 76 W RIVER RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF80 |
| Legal Subdivision | BOROUGH/RUMSON |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records · APN 41-00001-0000-00014
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 76 W RIVER RD, RUMSON, NJ 07760-1138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 08, 2025 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 08, 2025 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Nov 11, 2019 | Deed of Trust, Mortgage FIRST REPUBLIC BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 11, 1994 · Amount on Record |
| Deed Sale | Oct 11, 1994 · Amount on Record |
| Deed Book / Page | 5353 / 997 |
| Last Transfer Date | Mar 12, 2013 |
| Transfer Doc | 0090844188 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 76 W RIVER RD, RUMSON, NJ 07760-1138 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Title Company | LANDSTAR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 1903 CAPTAINS WAY, JUPITER, FL 33477-4026 |
| Document Number | 0097551975 |
|---|---|
| Date | Sep 08, 2025 |
| Book Page | 9755/1975 |
| Instrument | 2025071205 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | ELGIN, IL 60124 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Sep 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.5% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 76 W RIVER RD, RUMSON, NJ 07760-1138 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 1903 CAPTAINS WAY, JUPITER, FL 33477-4026 |
| Document Number | 0097552001 |
|---|---|
| Date | Sep 08, 2025 |
| Book Page | 9755/2001 |
| Instrument | 2025071206 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | 60127 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 76 W RIVER RD, RUMSON, NJ 07760-1138 |
| Document Number | 0000110190 |
| Instrument Date | Nov 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2019 |
| Title Company | FIRST BERGEN TITLE AGENCY LLC, FIRST BERGEN TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 76 W RIVER RD RUMSON NJ 077601138, RUMSON, NJ 07760-1138 |
| Document Number | 0000110190 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 009380/006399 |
| Instrument | 110190 |
| Name | FIRST REPUBLIC BK |
|---|---|
| Type | Bank |
| Address | 111 PINE ST, SAN FRANCISCO, CA 94111-5602 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 19, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.65% |
Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,601,100 (+12.77%) Land $9,600,000 Building $6,001,100 | $15,601,100 (+12.77%) Land $9,600,000 Building $6,001,100 | |
| 2025 | $145,120.00 (+1.8%) | $13,834,100 (+2.89%) Land $8,726,700 Building $5,107,400 | $13,834,100 (+2.89%) Land $8,726,700 Building $5,107,400 |
| 2024 | $142,549.00 (-9.54%) | ||
| 2023 | $13,446,100 Land $7,730,000 Building $5,716,100 | $13,446,100 Land $7,730,000 Building $5,716,100 | |
| 2022 | $157,576.00 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1992–2013) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2013 · other causes |
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 4 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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