Monmouth County and Rumson Borough property record for 74 W River Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 9 bd · 7.5 ba · 12,887 sqft · built 1998 |
| Lot Size | 6.71 acres (292,723 sqft) |
| Owner | Company Name on Record |
| Last Sale | $9,500,000 (Feb 2020) |
| Tax Bill | $137,637 (2025) |
| Deeds & Mortgages | Feb 2020 Sale Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00001-0000-00015 |
| Primary APN | 41-00001-0000-00015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 7.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 21 Rooms |
| Stories | 2 Stories |
| Building Area | 12,887 sqft Living Area |
| 1st Floor Area | 8,689 sqft |
| Upper Floors Area | 4,641 sqft |
| Basement Area | 5,896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 292,723 sqft |
| Garage Type | Built-in |
| Garage Area | 1,886 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Open Porch |
| Patio Area | 6,040 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 001500 |
|---|---|
| Street Address | 74 W RIVER RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF80 |
| Legal Subdivision | RIPARIAN GRANT |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 8020, GARDEN CITY, NY 11530-8020 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 14, 2020 | Grant Deed, Transfer INSIGHT TITLE SERVICES LLC, INSIGHT TITLE SVCS LLC |
| Sep 22, 2017 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2020 · Amount on Record |
| Deed Sale | Feb 14, 2020 · Amount on Record |
| Prior Sale | Nov 11, 2005 · Amount on Record |
| Deed Document Number | 202017541 |
| Deed Book / Page | 9397 / 1924 |
| Prior Transfer Date | Nov 16, 2005 |
| Prior Transfer Doc | 0085247799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 14, 2020 |
| Property Address | 74 W RIVER RD, RUMSON, NJ 07760-1122 |
| Document Number | 0000017541 |
| Book / Page | 009397 / 001924 |
| Instrument Date | Feb 4, 2020 |
| Instrument | 17541 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2020 |
| Title Company | INSIGHT TITLE SERVICES LLC, INSIGHT TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $9,500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 127 MAIN ST #A CHATHAM NJ 079282404, A, CHATHAM, NJ 07928-2404 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 74 W RIVER RD, RUMSON, NJ 07760-1122 |
| Document Number | 0000098259 |
| Instrument Date | Sep 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 74 W RIVER RD RUMSON NJ 077601122, RUMSON, NJ 07760-1122 |
| Document Number | 0000098259 |
|---|---|
| Date | Oct 5, 2017 |
| Book Page | 009252/004463 |
| Instrument | 98259 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 4, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,878,800 (+13.4%) Land $7,871,900 Building $7,006,900 | $14,878,800 (+13.4%) Land $7,871,900 Building $7,006,900 | |
| 2025 | $137,637.00 (-2.43%) | $13,120,800 (+11.11%) Land $7,155,900 Building $5,964,900 | $13,120,800 (+11.11%) Land $7,155,900 Building $5,964,900 |
| 2024 | $141,071.00 (+1.9%) | ||
| 2023 | $11,809,300 Land $6,360,000 Building $5,449,300 | $11,809,300 Land $6,360,000 Building $5,449,300 | |
| 2022 | $138,437.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1992–2013) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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