Monmouth County and Rumson Borough property record for 82 Black Point Rd, Rumson, NJ 07760 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2024 |
| Square Footage | 3,014 sqft Living Area |
| Lot Size | 9,093 sqft (0.209 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $730,000 (2010) |
| Tax Bill | $22,424.00 (2025) |
| Primary APN | 41-00063-0000-00010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 3,014 sqft Living Area |
| 1st Floor | 1,444 sqft 1st Floor |
| Upper Floors | 960 sqft Upper Floors |
| Basement Area | 900 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 9,093 sqft (0.209 acres) |
| Lot Width | 86 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 400 sqft Garage |
| Deck Area | 432 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 116700 |
|---|---|
| Street Address | 82 BLACK POINT RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1741 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 63 |
| Legal Lot Number | 10 |
| Jurisdiction | MONMOUTH NJ |
| Minor Civil Division | RUMSON |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records · APN 41-00063-0000-00010
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 82 BLACK POINT RD, RUMSON, NJ 07760-1741 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 02, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS |
| Feb 02, 2024 | Deed of Trust, Mortgage · Conventional Mortgage OCEANFIRST BANK |
| Mar 27, 2025 | Deed of Trust, Mortgage · Conventional Mortgage OCEANFIRST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 05, 2010 · Amount on Record |
| Deed Sale | May 05, 2010 · Amount on Record |
| Prior Sale | Dec 18, 1999 · Amount on Record |
| Deed Doc Number | 201040224 |
| Deed Book / Page | 8830 / 6721 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 02, 2026 |
| Property Address | 82 BLACK POINT RD, RUMSON, NJ 07760-1741 |
| Document Number | 0000027687 |
| Book / Page | 9787 / 2122 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 202627687 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | EQUITY NATIONAL TITLE AND CLOSING, EQUITY NATIONAL TITLE & CLOS |
| Name | Verified Name |
|---|---|
| Address | 82 BLACK POINT RD, RUMSON, NJ 07760-1741 |
| Document Number | 0000027687, |
|---|---|
| Date | Apr 02, 2026 |
| Book Page | 9787/2122 |
| Instrument | 202627687 |
| Name | EMBRACE HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 82 BLACK POINT RD, RUMSON, NJ 07760-1741 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | UNKNOWN, OBRIEN TITLE |
| Name | Verified Name |
|---|---|
| Address | 82 BLACK POINT RD, RUMSON, NJ 07760-1741 |
| Document Number | 0096764206 |
|---|---|
| Date | Feb 02, 2024 |
| Book Page | 9676/4206 |
| Instrument | 2024007401 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 82 BLACK POINT RD, RUMSON, NJ 07760-1741 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Name | Verified Name |
|---|---|
| Address | 82 BLACK POINT RD, RUMSON, NJ 07760-1741 |
| Document Number | 0097310971 |
|---|---|
| Date | Mar 27, 2025 |
| Book Page | 9731/971 |
| Instrument | 2025023801 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2055 |
Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,444,000 (+14.33%) Land $1,029,600 Building $1,414,400 | $2,444,000 (+14.33%) Land $1,029,600 Building $1,414,400 | |
| 2025 | $22,424.00 (+133.68%) | $2,137,700 (+85.82%) Land $933,900 Building $1,203,800 | $2,137,700 (+85.82%) Land $933,900 Building $1,203,800 |
| 2024 | $9,596.00 (-27.89%) | ||
| 2023 | $1,150,400 Land $834,300 Building $316,100 | $1,150,400 Land $834,300 Building $316,100 | |
| 2022 | $13,308.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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