Monmouth County and Rumson Borough property record for 74 Black Point Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,182 sqft · built 1931 |
| Lot Size | 0.2 acres (8,699 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $880,000 (Aug 2020) |
| Tax Bill | $13,049 (2025) |
| Deeds & Mortgages | Aug 2020 Sale Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00054-0000-00003 |
| Primary APN | 41-00054-0000-00003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,182 sqft Living Area |
| 1st Floor Area | 1,168 sqft |
| Upper Floors Area | 1,014 sqft |
| Basement Area | 784 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,699 sqft (0.2 acres) |
| Lot Dimensions | 150 ft deep x 58 ft wide |
| Garage Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 476 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Sewer | Connected |
| Account Number | 101600 |
|---|---|
| Street Address | 74 BLACK POINT RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 54 |
| Legal Lot Number | 3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 74 BLACK POINT RD, RUMSON, NJ 07760-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2020 | Grant Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Jan 19, 2017 | Grant Deed, Transfer · Conventional Mortgage MORTGAGE MASTER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2020 · Amount on Record |
| Deed Sale | Aug 20, 2020 · Amount on Record |
| Prior Sale | Jul 17, 1998 · Amount on Record |
| Deed Document Number | 202092752 |
| Deed Book / Page | 9435 / 444 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 20, 2020 |
| Property Address | 74 BLACK POINT RD, RUMSON, NJ 07760-1708 |
| Document Number | 0000092752 |
| Book / Page | 009435 / 000444 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 92752 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2020 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $880.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 74 BLACK POINT RD RUMSON NJ 077601708, RUMSON, NJ 07760-1708 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 19, 2017 |
| Property Address | 74 BLACK POINT RD, RUMSON, NJ 07760-1708 |
| Document Number | 0000006954 |
| Book / Page | 00920 / 007230 |
| Instrument Date | Dec 19, 2016 |
| Instrument | 6954 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | WFG NATIONAL TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $639.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 74 BLACK POINT RD RUMSON NJ 077601708, RUMSON, NJ 07760-1708 |
| Document Number | 6955 |
|---|---|
| Date | Jan 19, 2017 |
| Book Page | 009208/007237 |
| Instrument | 6955 |
| Name | MORTGAGE MASTER |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 18, 2047 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,376,400 (+10.65%) Land $922,800 Building $453,600 | $1,376,400 (+10.65%) Land $922,800 Building $453,600 | |
| 2025 | $13,049.00 (+3.53%) | $1,243,900 (+15.1%) Land $857,800 Building $386,100 | $1,243,900 (+15.1%) Land $857,800 Building $386,100 |
| 2024 | $12,604.00 (+0.45%) | ||
| 2023 | $1,080,700 Land $762,200 Building $318,500 | $1,080,700 Land $762,200 Building $318,500 | |
| 2022 | $12,548.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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