Schenectady County and Schenectady City property record for 819 Francis Ave, Schenectady, NY 12303
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3.5 ba · 2,971 sqft · built 1920 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $48,600 (May 1994) |
| Tax Bill | $6,973 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.47-2-27.111 |
| Primary APN | 421500 49.47-2-27.111 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,971 sqft Total Area |
| 1st Floor Area | 1,476 sqft |
| 2nd Floor Area | 1,495 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Stone |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 174 ft deep x 86 ft wide |
| Porch | Slab |
| Porch Area | 167 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 819 FRANCIS AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1113 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | 03 - MULTI |
| Legal Subdivision | PROPERTY BELONGING TO JOSEPH STEIN |
| Legal Block | 2 |
| Legal Lot Number | 27.111 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21400 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 101-9 109TH ST, QUEENS, NY 11419 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 26, 1994 · Amount on Record |
| Deed Sale | May 26, 1994 · Amount on Record |
| Deed Book / Page | 1420 / 293 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 819 FRANCIS AVE, SCHENECTADY, NY 12303-1113 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 10109 109TH ST, SOUTH RICHMOND HILL, NY 11419-1717 |
| Document Number | 0000050685 |
|---|---|
| Date | Sep 22, 2022 |
| Book Page | 5259/300 |
| Instrument | 202250685 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 17, 2021 |
| Property Address | 819 FRANCIS AVE, SCHENECTADY, NY 12303-1113 |
| Document Number | 0000028522 |
| Book / Page | 2061 / 38 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 202128522 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $940.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 819 FRANCIS AVE, SCHENECTADY, NY 12303-1113 |
| Name | Verified Name |
|---|---|
| Address | 10109 109TH ST, SOUTH RICHMOND HILL, NY 11419-1717 |
| Document Number | 0000028523 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 202128523 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,973.00 (+20.68%) | $109,700 (-) Land $18,000 Building $91,700 | $181,653 (+30.82%) Land $29,806 Building $151,847 |
| 2023 | $109,700 (+16.7%) Land $18,000 Building $91,700 | $138,861 (+21.13%) Land $22,785 Building $116,076 | |
| 2022 | $94,000 Land $18,000 Building $76,000 | $114,634 Land $21,951 Building $92,683 | |
| 2021 | $5,778.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile USA.
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