819 Francis Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 819 Francis Ave, Schenectady, NY 12303

Property Summary

Property TypeTriplex
Details6 bd · 3.5 ba · 2,971 sqft · built 1920
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$48,600 (May 1994)
Tax Bill$6,973 (2025)
Deeds & MortgagesSep 2022 Mortgage
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 49.47-2-27.111

Property Details

APN / Parcel Number

Primary APN421500 49.47-2-27.111
Alternative APN
  • 150004904700020271110000

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area2,971 sqft Total Area
1st Floor Area1,476 sqft
2nd Floor Area1,495 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleColonial
Exterior MaterialStone
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions174 ft deep x 86 ft wide
PorchSlab
Porch Area167 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address819 FRANCIS AVE
CitySCHENECTADY
StateNY
Zip12303-1113
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning Code03 - MULTI
Legal SubdivisionPROPERTY BELONGING TO JOSEPH STEIN
Legal Block2
Legal Lot Number27.111
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1006
Census Tract21400

Owner

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address101-9 109TH ST, QUEENS, NY 11419
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 17, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 26, 1994 · Amount on Record
Deed SaleMay 26, 1994 · Amount on Record
Deed Book / Page1420 / 293
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address819 FRANCIS AVE, SCHENECTADY, NY 12303-1113
Transaction TypeMortgage
Record UpdatedApr 14, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address10109 109TH ST, SOUTH RICHMOND HILL, NY 11419-1717

Mortgage

Document Number0000050685
DateSep 22, 2022
Book Page5259/300
Instrument202250685
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term346 Months
DueJul 1, 2051

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 17, 2021
Property Address819 FRANCIS AVE, SCHENECTADY, NY 12303-1113
Document Number0000028522
Book / Page2061 / 38
Instrument DateJun 11, 2021
Instrument202128522
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$940.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address819 FRANCIS AVE, SCHENECTADY, NY 12303-1113

Transferred To (Grantee/Buyer)

NameVerified Name
Address10109 109TH ST, SOUTH RICHMOND HILL, NY 11419-1717

Mortgage

Document Number0000028523
DateJun 17, 2021
Instrument202128523
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,973.00 (+20.68%)$109,700 (-) Land $18,000 Building $91,700$181,653 (+30.82%) Land $29,806 Building $151,847
2023$109,700 (+16.7%) Land $18,000 Building $91,700$138,861 (+21.13%) Land $22,785 Building $116,076
2022$94,000 Land $18,000 Building $76,000$114,634 Land $21,951 Building $92,683
2021$5,778.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile USA.

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