Schenectady County and Schenectady City property record for 902 Francis Ave, Schenectady, NY 12303 · Last verified April 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1898 |
| Square Footage | 1,920 sqft Total Area |
| Lot Size | 4,680 sqft (0.107 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $38,410 (2004) |
| Tax Bill | $4,588.00 (2025) |
| Primary APN | 421500 49.47-4-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Building Area | 1,920 sqft Total Area |
| 1st Floor Area | 910 sqft 1st Floor |
| 2nd Floor Area | 1,010 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,680 sqft (0.107 acres) |
| Lot Dimensions | 117 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 312 sqft Porch |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 902 FRANCIS AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1116 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | AGED AFFIDAVIT REQUIRED 2 WOOD AND GARAGE |
| Legal Block | 4 |
| Legal Lot Number | 6.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21400 |
Source: Schenectady County and Schenectady City records · APN 421500 49.47-4-6
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 902 FRANCIS AVE, SCHENECTADY, NY 12303-1116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 23, 2004 · Amount on Record |
| Deed Sale | Aug 23, 2004 · Amount on Record |
| Prior Sale | Nov 19, 2001 · Amount on Record |
| Deed Book / Page | 1685 / 980 |
| Prior Transfer Date | Nov 14, 2001 |
| Prior Transfer Doc | 1612000679 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 10, 2024 |
| Property Address | 902 FRANCIS AVE, SCHENECTADY, NY 12303-1116 |
| Document Number | 0000053590 |
| Book / Page | 2137 / 509 |
| Instrument Date | Aug 15, 2024 |
| Instrument | 202453590 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | STEWART TITLE INS CO UPSTATE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,280.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2042 NEIL ST, SCHENECTADY, NY 12306-4417 |
| Name | Verified Name |
|---|---|
| Address | 53 ELDER ST, SCHENECTADY, NY 12304-1217 |
| Document Number | 0000053591 |
|---|---|
| Date | Sep 10, 2024 |
| Instrument | 202453591 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2054 |
| Document Number | 0000053592 |
|---|---|
| Date | Sep 10, 2024 |
| Book Page | 5395/697 |
| Instrument | 202453592 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,588.00 (+9.47%) | $112,400 (+65.78%) Land $10,200 Building $102,200 | $186,124 (+116.87%) Land $16,890 Building $169,234 |
| 2023 | $67,800 (-) Land $10,200 Building $57,600 | $85,823 (+3.8%) Land $12,911 Building $72,912 | |
| 2022 | $67,800 Land $10,200 Building $57,600 | $82,683 Land $12,439 Building $70,244 | |
| 2021 | $4,191.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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