820 Francis Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 820 Francis Ave, Schenectady, NY 12303 · Last verified August 2026

Property Summary

Property Type	Triplex
Details	9 bd · 4 ba · 3,582 sqft · built 1910
Lot Size	0.111 acres (4,845 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Sep 2022)
Tax Bill	$8,816 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.47-5-8`

Property Details

APN / Parcel Number

Primary APN	`421500 49.47-5-8`
Alternative APN	`150004904700050080000000`

Interior

Bedrooms	9 Beds
Full Baths	4 Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,582 sqft Total Area
1st Floor Area	1,863 sqft
2nd Floor Area	1,719 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial
Exterior Material	Concrete
Lot Area	4,845 sqft (0.111 acres)
Lot Dimensions	51 ft deep x 95 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	416 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	820 FRANCIS AVE
City	SCHENECTADY
State	NY
Zip	12303-1114
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	26 PENNY MAP 2 CON AND STN GAR
Legal Block	5
Legal Lot Number	8.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1007
Census Tract	21400

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.47-5-8

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1315 HERSCHELL ST, BRONX, NY 10461-3622
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 2022 · Amount on Record
Deed Sale	Sep 22, 2022 · Amount on Record
Prior Sale	Aug 29, 2003 · Amount on Record
Deed Document Number	202250673
Deed Book / Page	2093 / 662
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 22, 2022
Property Address	820 FRANCIS AVE, SCHENECTADY, NY 12303-1114
Document Number	0000050673
Book / Page	2093 / 662
Instrument Date	Sep 12, 2022
Instrument	202250673
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	820 FRANCIS AVE, SCHENECTADY, NY 12303-1114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 HERSCHELL ST, BRONX, NY 10461-3622

Mortgage

Document Number	0000050674
Date	Sep 22, 2022
Instrument	202250674

Lender

Name	HUNT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,816.00 (+52.32%)	$147,800 (-) Land $18,800 Building $129,000	$244,743 (+30.82%) Land $31,131 Building $213,612
2023		$147,800 (+67.19%) Land $18,800 Building $129,000	$187,089 (+73.54%) Land $23,798 Building $163,291
2022		$88,400 Land $18,800 Building $69,600	$107,805 Land $22,927 Building $84,878
2021	$5,788.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.