Schenectady County and Schenectady City property record for 813 Francis Ave, Schenectady, NY 12303 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,320 sqft · built 1920 |
| Lot Size | 0.09 acres (3,948 sqft) |
| Owner | Individual Name on File |
| Last Sale | $22,059 (Oct 2015) |
| Tax Bill | $6,475 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.47-2-26 |
| Primary APN | 421500 49.47-2-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,320 sqft Total Area |
| 1st Floor Area | 1,160 sqft |
| 2nd Floor Area | 1,160 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 3,948 sqft (0.09 acres) |
| Lot Dimensions | 94 ft deep x 42 ft wide |
| Porch | Porch |
| Porch Area | 496 sqft |
| Canopy | 48 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 813 FRANCIS AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1113 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 2 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 26.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21400 |
Source: Schenectady County and Schenectady City records · APN 421500 49.47-2-26
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 813 FRANCIS AVE, SCHENECTADY, NY 12303-1113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 05, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 05, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 05, 2015 · Amount on Record |
| Deed Sale | Oct 05, 2015 · Amount on Record |
| Prior Sale | Oct 05, 2015 · Amount on Record |
| Deed Book / Page | 1923 / 476 |
| Last Transfer Date | Nov 07, 2016 |
| Transfer Doc | 0000052348 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 05, 2022 |
| Property Address | 813 FRANCIS AVE, SCHENECTADY, NY 12303-1113 |
| Document Number | 0000063483 |
| Book / Page | 2098 / 357 |
| Instrument Date | Nov 23, 2022 |
| Instrument | 202263483 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | STEWART TITLE, STEWART TITLE INS CO UPSTATE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 815 FRANCIS AVE, SCHENECTADY, NY 12303-1113 |
| Name | Verified Name |
|---|---|
| Address | 10432 194TH ST, SAINT ALBANS, NY 11412-1142 |
| Document Number | 0000063484 |
|---|---|
| Date | Dec 05, 2022 |
| Book Page | 5275/714 |
| Instrument | 202263484 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 05, 2022 |
| Property Address | 813 FRANCIS AVE, SCHENECTADY, NY 12303-1113 |
| Document Number | 0000063483 |
| Book / Page | 2098 / 357 |
| Instrument Date | Nov 23, 2022 |
| Instrument | 202263483 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE INS CO UPSTATE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 815 FRANCIS AVE, SCHENECTADY, NY 12303-1113 |
| Name | Verified Name |
|---|---|
| Address | 10432 194TH ST, SAINT ALBANS, NY 11412-1142 |
| Document Number | 0000063484 |
|---|---|
| Date | Dec 05, 2022 |
| Instrument | 202263484 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2052 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,475.00 (+42.12%) | $113,900 (+48.31%) Land $11,500 Building $102,400 | $188,607 (+94.01%) Land $19,043 Building $169,564 |
| 2023 | $76,800 (-) Land $11,500 Building $65,300 | $97,215 (+3.8%) Land $14,557 Building $82,658 | |
| 2022 | $76,800 Land $11,500 Building $65,300 | $93,659 Land $14,024 Building $79,635 | |
| 2021 | $4,556.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 585 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fiber | 980 / 880 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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