805 Francis Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 805 Francis Ave, Schenectady, NY 12303 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,172 sqft · built 1920
Lot Size	0.094 acres (4,095 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Sep 2021)
Tax Bill	$5,224 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.47-2-24`

Property Details

APN / Parcel Number

Primary APN	`421500 49.47-2-24`
Alternative APN	`150004904700020240000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,172 sqft Total Area
1st Floor Area	1,086 sqft
2nd Floor Area	1,086 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,095 sqft (0.094 acres)
Lot Dimensions	117 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	180 sqft
Porch	Slab
Porch Area	276 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	805 FRANCIS AVE
City	SCHENECTADY
State	NY
Zip	12303-1113
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	2 WOOD AND GARAGE
Legal Block	2
Legal Lot Number	24.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1006
Census Tract	21400

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.47-2-24

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	805 FRANCIS AVE, SCHENECTADY, NY 12303-1113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 28, 2021 · Amount on Record
Deed Sale	Sep 28, 2021 · Amount on Record
Prior Sale	Oct 20, 2016 · Amount on Record
Deed Document Number	202147899
Deed Book / Page	2068 / 75
Record Updated	Jun 08, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 28, 2021
Property Address	805 FRANCIS AVE, SCHENECTADY, NY 12303-1113
Document Number	0000047899
Book / Page	2068 / 75
Instrument Date	Aug 16, 2021
Instrument	202147899
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	824 HOLLAND RD, SCHENECTADY, NY 12303-1118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 LINCOLN AVE, SCHENECTADY, NY 12307-1810

Mortgage

Document Number	0000047901
Date	Sep 28, 2021
Instrument	202147901

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,224.00 (+8.18%)	$84,500 (-) Land $12,700 Building $71,800	$139,924 (+30.82%) Land $21,030 Building $118,894
2023		$84,500 (-) Land $12,700 Building $71,800	$106,962 (+3.8%) Land $16,076 Building $90,886
2022		$84,500 Land $12,700 Building $71,800	$103,049 Land $15,488 Building $87,561
2021	$4,829.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.