817 Tern Dr, Lathrop, CA 95330 Property Records

San Joaquin County property record for 817 Tern Dr, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,843 sqft · built 2022
Lot Size	0.132 acres (5,771 sqft)
Owner	Individual Name on Record
Last Sale	$675,000 (Apr 2024)
Tax Bill	$10,750 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`192-110-540-000`

Property Details

APN / Parcel Number

Primary APN	`192-110-540-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,843 sqft Living Area

Exterior

Year Built	Built 2022
Construction Type	Wood
Lot Area	5,771 sqft (0.132 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	817 TERN DR
City	LATHROP
State	CA
Zip	95330-8049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 303 STANFORD CROSSING PHASE 1B-1 4017
Legal Lot Number	303
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	3
Census Block	3034
Census Tract	5119

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3605 PINOLE VALLEY RD, PINOLE, CA 94564-1202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Grant Deed, Transfer · Conventional Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC
Oct 28, 2022	Grant Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD
Mar 8, 2022	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2024 · Amount on Record
Deed Sale	Apr 23, 2024 · Amount on Record
Prior Sale	Oct 28, 2022 · Amount on Record
Deed Document Number	2024-033509
Record Updated	Jun 8, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 23, 2024
Property Address	817 TERN DR, LATHROP, CA 95330-8049
Document Number	0000033509
Map Reference	MB 43 PG 155
Instrument Date	Apr 21, 2024
Instrument	2024-033509
Transaction Type	Transfer
Record Updated	May 6, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 PINOE VALLEY RD, PINOLE, CA 94564-1202

Mortgage

Document Number	0000033510
Date	Apr 23, 2024
Instrument	2024-033510

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

October 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 28, 2022
Property Address	817 TERN DR, LATHROP, CA 95330-8049
Document Number	0000124313
Map Reference	MB 43 PG 155
Instrument Date	Oct 5, 2022
Instrument	2022-124313
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 9, 2022
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	817 TERN DR, LATHROP, CA 95330-8049

Mortgage

Document Number	0000124314
Date	Oct 28, 2022
Instrument	2022-124314

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 8, 2022
Property Address	817 TERN DR, LATHROP, CA 95330-8049
Document Number	0000030564
Map Reference	MB 43 PG 155
Instrument Date	Mar 3, 2022
Instrument	2022-030564
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3000 EXECUTIVE PKWY STE 100, 100, SAN RAMON, CA 94583-4356

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,750.00 (+8.14%) Homeowner's exemption	$688,500 (+11.05%) Land $137,700 Building $550,800
2023	$9,941.00 (+118.29%)	$620,000 Land $135,000 Building $485,000
2022	$4,554.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Ayera Technologies Fixed Wireless	120 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Matrix Broadband, unWired Broadband, Verizon.

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