765 Tern Dr, Lathrop, CA 95330 Property Records

San Joaquin County property record for 765 Tern Dr, Lathrop, CA 95330 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,843 sqft · built 2022
Lot Size0.151 acres (6,618 sqft)
OwnerIndividual Name on File
Last Sale$650,000 (Nov 2022)
Tax Bill$10,935 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN192-110-590-000

Property Details

APN / Parcel Number

Primary APN192-110-590-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,843 sqft Living Area
Stories1 Story

Exterior

Year BuiltBuilt 2022
Construction TypeWood
Lot Area6,618 sqft (0.151 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address765 TERN DR
CityLATHROP
StateCA
Zip95330-8044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 308 STANFORD CROSSING PHASE 1B-1 4017
Legal Lot Number308
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group3
Census Block3034
Census Tract5119

Owner

Source: San Joaquin County records · APN 192-110-590-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address704 WESTMOOR CIR, OAKLEY, CA 94561-5091
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 17, 2022 · Amount on Record
Deed SaleNov 17, 2022 · Amount on Record
Deed Document Number2022-130097
Record UpdatedJun 08, 2026

November 2022: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateNov 17, 2022
Property Address765 TERN DR, LATHROP, CA 95330-8044
Document Number0000130097
Map ReferenceMB 43 PG 155
Instrument DateOct 26, 2022
Instrument2022-130097
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 30, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address704 WESTMOOR CIR, OAKLEY, CA 94561-5091

Mortgage

Document Number0000130098
DateNov 17, 2022
Instrument2022-130098
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$10,935.00 (+3.96%)$676,248 (+4.04%) Land $140,454 Building $535,794
2023$10,518.00 (+119.45%)$649,990 Land $135,000 Building $514,990
2022$4,793.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of California
Wildfire LikelihoodAbout 1 in 505 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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