833 Tern Dr, Lathrop, CA 95330 Property Records

San Joaquin County property record for 833 Tern Dr, Lathrop, CA 95330 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,843 sqft · built 2022
Lot Size	0.158 acres (6,884 sqft)
Owner	Individual Name on File
Last Sale	$665,000 (Dec 2025)
Tax Bill	$10,817 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Dec 2025 Transfer + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`192-110-520-000`

Property Details

APN / Parcel Number

Primary APN	`192-110-520-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,843 sqft Living Area

Exterior

Year Built	Built 2022
Construction Type	Wood
Lot Area	6,884 sqft (0.158 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	833 TERN DR
City	LATHROP
State	CA
Zip	95330-8049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 301 STANFORD CROSSING PHASE 1B-1 4017
Legal Lot Number	301
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	3
Census Block	3034
Census Tract	5119

Owner

Source: San Joaquin County records · APN 192-110-520-000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	833 TERN DR, LATHROP, CA 95330-8049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Grant Deed, Transfer · FHA Mortgage CHANGE LENDING LLC
Dec 23, 2025	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Aug 24, 2022	Grant Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Mar 08, 2022	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Prior Sale	Dec 23, 2025
Deed Document Number	2025-118098
Record Updated	Jun 08, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 23, 2025
Property Address	833 TERN DR, LATHROP, CA 95330-8049
Document Number	0000118098
Map Reference	MB 43 PG 155
Instrument Date	Dec 15, 2025
Instrument	2025-118098
Transaction Type	Transfer
Record Updated	Jan 09, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	833 TERN DR, LATHROP, CA 95330-8049

Mortgage

Document Number	0000118099
Date	Dec 23, 2025
Instrument	2025-118099

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 23, 2025
Property Address	833 TERN DR, LATHROP, CA 95330-8049
Document Number	0000118097
Map Reference	MB 43 PG 155
Instrument Date	Dec 12, 2025
Instrument	2025-118097
Transaction Type	Transfer
Record Updated	Jan 09, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17884 FARMHOUSE ROAD, LATHROP, CA 95330-7170

August 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 24, 2022
Property Address	833 TERN DR, LATHROP, CA 95330-8049
Document Number	0000100793
Map Reference	MB 43 PG 155
Instrument Date	Aug 01, 2022
Instrument	2022-100793
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 07, 2023
Title Company	FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1432 ANSLEY DR, LATHROP, CA 95330-8450

Mortgage

Document Number	0000100794
Date	Aug 24, 2022
Instrument	2022-100794

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 08, 2022
Property Address	833 TERN DR, LATHROP, CA 95330-8049
Document Number	0000030564
Map Reference	MB 43 PG 155
Instrument Date	Mar 03, 2022
Instrument	2022-030564
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3000 EXECUTIVE PKWY STE 100, 100, SAN RAMON, CA 94583-4356

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$10,817.00 (+0.72%)	$666,100 (-0.58%) Land $195,000 Building $471,100
2023	$10,740.00 (+124.08%)	$670,000 Land $135,000 Building $535,000
2022	$4,793.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770051193, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 37 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023, river or lake flooding, Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of California
Wildfire Likelihood	About 1 in 505 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 619 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Ayera Technologies	Fixed Wireless	120 / 40
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20

May also be available at this address: AT&T, UnWired Broadband Holding, Zinnia Networks, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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