825 Tern Dr, Lathrop, CA 95330 Property Records

San Joaquin County property record for 825 Tern Dr, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,502 sqft · built 2022
Lot Size0.132 acres (5,753 sqft)
OwnerIndividual Name on File
Last Sale$600,000 (Sep 2022)
Tax Bill$10,101 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Mar 2022 Sale
Flood ZoneZone X (reduced by levee)
APN192-110-530-000

Property Details

APN / Parcel Number

Primary APN192-110-530-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,502 sqft Living Area

Exterior

Year BuiltBuilt 2022
Construction TypeWood
Lot Area5,753 sqft (0.132 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address825 TERN DR
CityLATHROP
StateCA
Zip95330-8049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 302 STANFORD CROSSING PHASE 1B-1 4017
Legal Lot Number302
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group3
Census Block3034
Census Tract5119

Owner

Source: San Joaquin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address825 TERN DR, LATHROP, CA 95330-8049
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2022Grant Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 8, 2022Grant Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 30, 2022 · Amount on Record
Deed SaleSep 30, 2022 · Amount on Record
Prior SaleMar 8, 2022 · Amount on Record
Deed Document Number2022-114550
Record UpdatedJun 8, 2026

September 2022: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateSep 30, 2022
Property Address825 TERN DR, LATHROP, CA 95330-8049
Document Number0000114550
Map ReferenceMB 43 PG 155
Instrument DateSep 6, 2022
Instrument2022-114550
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 13, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address825 TERN DR, LATHROP, CA 95330-8049

Mortgage

Document Number0000114551
DateSep 30, 2022
Instrument2022-114551
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

March 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateMar 8, 2022
Property Address825 TERN DR, LATHROP, CA 95330-8049
Document Number0000030564
Map ReferenceMB 43 PG 155
Instrument DateMar 3, 2022
Instrument2022-030564
Transaction TypeTransfer
Record UpdatedJul 25, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3000 EXECUTIVE PKWY STE 100, 100, SAN RAMON, CA 94583-4356

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,101.00 (+4.84%)$624,240 (+4.04%) Land $140,454 Building $483,786
2023$9,635.00 (+111.57%) Homeowner's exemption$600,000 Land $135,000 Building $465,000
2022$4,554.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimApr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Ayera Technologies
Fixed Wireless
120 / 40
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, UnWired Broadband Holding, Verizon, Zinnia Networks.

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