849 Tern Dr, Lathrop, CA 95330 Property Records

San Joaquin County property record for 849 Tern Dr, Lathrop, CA 95330 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,181 sqft · built 2022
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Tax Bill	$11,305 (2025)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`192-110-380-000`

Property Details

APN / Parcel Number

Primary APN	`192-110-380-000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,181 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	849 TERN DR
City	LATHROP
State	CA
Zip	95330-8045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 111 STANFORD CROSSING PHASE 1B-1 4017
Legal Subdivision	STANFORD CROSSING PHASE 1B
Legal Block	3
Legal Lot Number	111
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	3
Census Block	3034
Census Tract	5119

Owner

Source: San Joaquin County records · APN 192-110-380-000

Assessment roll updated September 24, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	849 TERN DR, LATHROP, CA 95330-8045
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 17, 2024
Deed Sale	Jul 17, 2024
Prior Sale	Aug 02, 2022 · Amount on Record
Deed Document Number	202459156
Prior Transfer Date	Jul 10, 2024
Prior Transfer Doc	0000059156
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 02, 2022
Property Address	849 TERN DR, LATHROP, CA 95330-8045
Document Number	0000092533
Map Reference	MB 43 PG 155
Instrument Date	Jul 29, 2022
Instrument	2022-092533
Transaction Type	Transfer
Record Updated	Mar 07, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 TERN DR, LATHROP, CA 95330-8045

Mortgage

Document Number	0000092534
Date	Aug 02, 2022
Instrument	2022-092534

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,305.00 (+0.72%)	$730,800 (-0.57%) Land $215,000 Building $515,800
2023	$11,224.00 (+146.46%)	$735,000 Land $135,000 Building $600,000	$716,400
2022	$4,554.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of California
Wildfire Likelihood	About 1 in 505 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.