Sangamon County property record for 801 E Spruce St, Chatham, IL 62629
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.344 acres (15,013 sqft) |
| Owner | Individual Name on File |
| Last Sale | $306,000 (May 2026) |
| Tax Bill | $6,299 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2008 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-07.0-403-014 |
| Primary APN | 29-07.0-403-014 |
|---|---|
| Alternative APN |
|
| Lot Area | 15,013 sqft (0.344 acres) |
|---|
| Account Number | 29070403014 |
|---|---|
| Street Address | 801 E SPRUCE ST |
| City | CHATHAM |
| State | IL |
| Zip | 62629-1498 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 43 BRECKENRIDGE ESTATES PLAT 1 |
| Legal Subdivision | BRECKENRIDGE ESTATES |
| Legal Lot Number | 43 |
| Jurisdiction | SANGAMON IL |
| Township / Civil Division | BALL |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 3203 |
Source: Sangamon County records · APN 29-07.0-403-014
Assessment roll updated June 2, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 801 E SPRUCE ST, CHATHAM, IL 62629-1498 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HOUSING DEV AUTHORITY |
| Sep 05, 2008 | Deed of Trust, Mortgage · Stand-Alone First Mortgage UNITED COMMUNITY BANK |
| May 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage ALLEGIANCE COMMUNITY BANK |
| Dec 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HOUSING DEV AUTHORITY |
| Mar 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HOUSING DEV AUTHORITY |
| Dec 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HOUSING DEV AUTHORITY |
| Dec 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage ILLINOIS HOUSING DEV AUTHORITY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Prior Sale | Dec 20, 2021 · Amount on Record |
| Deed Document Number | 20268994 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 801 E SPRUCE ST, CHATHAM, IL 62629-1498 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2021R34278 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021R34278 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 801 E SPRUCE ST, CHATHAM, IL 62629-1498 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2008R34452 |
|---|---|
| Date | Sep 05, 2008 |
| Instrument | 2008R34452 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | May 27, 2026 |
| Property Address | 801 E SPRUCE ST, CHATHAM, IL 62629-1498 |
| Document Number | 0000008994 |
| Instrument Date | May 26, 2026 |
| Instrument | 20268994 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46,359.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 801 E SPRUCE ST, CHATHAM, IL 62629-1498 |
| Document Number | 0000008995, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 20268995 |
| Name | ALLEGIANCE COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 801 E SPRUCE ST, CHATHAM, IL 62629-1498 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2021R34278 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021R34278 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 801 E SPRUCE ST, CHATHAM, IL 62629-1498 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2023 |
| Title Company | PRAIRIE TITLE, PRAIRIE LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 2022R05260 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 2022R05260 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 801 E SPRUCE ST, CHATHAM, IL 62629-1498 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021R34278 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021R34278 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | Dec 20, 2021 |
| Property Address | 801 E SPRUCE ST, CHATHAM, IL 62629-1498 |
| Document Number | 2021R34276 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 2021R34276 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | PRAIRIE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 801 E SPRUCE ST, CHATHAM, IL 62629-1498 |
| Document Number | 2022R05260 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2022R05260 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Number | 2021R34277 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021R34277 |
| Name | BROKERS SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 01, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Sangamon County records · Assessment roll updated June 2, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Chatham Village |
| County | Sangamon County |
| County Subdivision | Ball Township |
| Unified School District | Ball-Chatham Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,299.00 (+8.87%) Homeowner's exemption | $92,453 (+7.29%) Land $17,836 Building $74,617 | $277,359 (+7.29%) Land $53,508 Building $223,851 |
| 2024 | $5,786.00 (+12.07%) | $86,171 (+18.3%) Land $16,624 Building $69,547 | $258,513 (+18.3%) Land $49,872 Building $208,641 |
| 2022 | $5,163.00 Homeowner's exemption | $72,844 Land $14,053 Building $58,791 | $218,532 Land $42,159 Building $176,373 |
Source: FEMA National Flood Hazard Layer as of May 4, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group.
Based on FCC filings for 350 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHATHAM serves 16,423 people |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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