805 Nottingham, Waterloo, IL 62298 Property Records

Monroe County property record for 805 Nottingham, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,980 sqft · built 2021
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$302,000 (Jan 2021)
Tax Bill	$7,128 (2024)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jun 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-17-103-103-000`

Property Details

APN / Parcel Number

Primary APN	`08-17-103-103-000`

Interior

Bedrooms	4 Beds
Building Area	1,980 sqft Living Area
1st Floor Area	1,980 sqft
Basement Area	1,980 sqft
Unfinished Basement	1,980 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	805 NOTTINGHAM
City	WATERLOO
State	IL
Zip	62298-0110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	LOT 103 COUNTRY CLUB HILLS PHASE II
Legal Range	09W
Legal Township	02S
Legal Section	17
Legal Subdivision	COUNTRY CLUB HILLS
Legal Lot Number	103
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	4
Census Block	4022
Census Tract	600401

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	805 NOTTINGHAM, WATERLOO, IL 62298-0110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS COMMUNITY BANK
Jun 25, 2020	Warranty Deed, Transfer · Line of Credit FARMERS & MERCHANTS NAT'L BK/N

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2021 · Amount on Record
Deed Sale	Jan 19, 2021 · Amount on Record
Prior Sale	Jun 25, 2020 · Amount on Record
Deed Document Number	2021414272
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jan 19, 2021
Property Address	805 NOTTINGHAM, WATERLOO, IL 62298-0110
Document Number	0000414272
Instrument Date	Jan 15, 2021
Instrument	414272
Transaction Type	Transfer
Record Updated	Nov 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$453.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1124 VALMEYER RD, COLUMBIA, IL 62236-4126

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	805 NOTTINGHAM, WATERLOO, IL 62298-0110

Mortgage

Document Number	0000414273
Date	Jan 19, 2021
Instrument	414273

Lender

Name	CITIZENS COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.38%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jun 25, 2020
Property Address	805 NOTTINGHAM, WATERLOO, IL 62298-0110
Document Number	0000408998
Instrument Date	Jun 25, 2020
Instrument	408998
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$77.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1124 VALMEYER RD COLUMBIA IL 622364126, COLUMBIA, IL 62236-4126
Investor	Possibly a Property Investor

Mortgage

Document Number	408999
Date	Jun 25, 2020
Instrument	408999

Lender

Name	FARMERS & MERCHANTS NAT'L BK/N
Type	Bank
Address	MASCOUTAH, IL 62258

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 24, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$135,620 (+36.38%) Land $16,740 Building $118,880	$406,860 (+36.38%) Land $50,220 Building $356,640
2024	$7,128.00
2022	Additional exemption filed	$99,440 Land $15,370 Building $84,070	$298,320 Land $46,110 Building $252,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Harrisonville Telephone Company Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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