DeSoto County property record for 720 W Commerce St, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2000 |
| Square Footage | 3,762 sqft Adjusted Area |
| Lot Size | 87,120 sqft (2 acres) |
| Garage | 560 sqft |
| Pool | 648 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,237.00 (2025) |
| Primary APN | 3-08-6-13-00-2-00022-01 |
|---|
| Building Area | 3,762 sqft Adjusted Area |
|---|---|
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 87,120 sqft (2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 560 sqft Garage |
| Pool Area | 648 sqft Pool |
| Patio Area | 496 sqft Patio |
| Street Address | 720 W COMMERCE ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1507 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 13-3-8PT NW1/4 HERNANDO INC |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 13 |
| Legal Quarter | SW |
| Legal Subdivision | HERNANDO INC |
| Legal Lot Number | 22 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 4 |
| Census Blockgroup | 1 |
| Census Block | 1048 |
| Census Tract | 71122 |
Source: DeSoto County records · APN 3-08-6-13-00-2-00022-01
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 720 W COMMERCE ST, HERNANDO, MS 38632-1507 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Doc Number | 0000447436 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 14, 2026 |
| Property Address | 720 W COMMERCE ST, HERNANDO, MS 38632-1507 |
| Document Number | 5663052701 |
| Book / Page | 5663 / 52701 |
| Instrument Date | May 07, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 720 W COMMERCE ST, HERNANDO, MS 38632-1507 |
| Document Number | 5663052701, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 5663/52701 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 26, 2051 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,237.00 (+19.95%) | $21,782 (+39.57%) Land $2,500 Building $19,282 | $217,819 (+39.57%) Land $25,000 Building $192,819 |
| 2023 | $1,865.00 | $15,606 | $156,063 Land $25,000 Building $131,063 |
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