Monroe County property record for 810 Ridge Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2007 |
| Square Footage | 2,059 sqft Building Perimeter |
| Lot Size | 33,106 sqft (0.76 acres) |
| Garage | 999 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $8,479.00 (2024) |
| Primary APN | 08-20-317-013-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Building Area | 2,059 sqft Building Perimeter |
| 1st Floor | 868 sqft 1st Floor |
| Upper Floors | 1,191 sqft Upper Floors |
| Basement Area | 2,059 sqft Basement |
| Unfinished Basement | 2,059 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 33,106 sqft (0.76 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 1,815 sqft Driveway |
| Garage Area | 999 sqft Garage |
| Patio Area | 655 sqft Patio |
| Porch Area | 377 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 810 RIDGE RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3164 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 13 EAST RIDGE 9 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 20 |
| Legal Subdivision | EAST RIDGE |
| Legal Lot Number | 13 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 26 |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-20-317-013-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 810 RIDGE RD, WATERLOO, IL 62298-3164 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 03, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BUENA VISTA NATIONAL BANK |
| May 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BUENA VISTA NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 810 RIDGE RD, WATERLOO, IL 62298-3164 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000395134 |
|---|---|
| Date | Apr 03, 2018 |
| Instrument | 395134 |
| Name | BUENA VISTA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 01, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 810 RIDGE RD, WATERLOO, IL 62298-3164 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000407913 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 407913 |
| Name | BUENA VISTA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $169,810 (+25.23%) Land $20,080 Building $149,730 | $509,430 (+25.23%) Land $60,240 Building $449,190 | |
| 2024 | $8,479.00 (+1.9%) | ||
| 2022 | $8,321.00 Additional exemption filed | $135,600 Land $17,440 Building $118,160 | $406,800 Land $52,320 Building $354,480 |
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