814 Union Rd, Franklin, OH 45005 Property Records

Warren County property record for 814 Union Rd, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 2003
Lot Size	0.161 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$12,000 (May 2001)
Tax Bill	$1,879 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-31-328-001-0`

Property Details

APN / Parcel Number

Primary APN	`04-31-328-001-0`
Alternative APNs	`0431328001` `431328001` `2101793`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,500 sqft (0.161 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Canopy	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2101793
Street Address	814 UNION RD
City	FRANKLIN
State	OH
Zip	45005-2521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUT LOT LOT 1001
Legal Subdivision	OUT LOT
Legal Block	793
Legal Lot Number	1001
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1024
Census Tract	32502

Owner

Source: Warren County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	814 UNION RD, FRANKLIN, OH 45005-2521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jun 10, 2020	Deed of Trust, Mortgage · FHA Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2001 · Amount on Record
Deed Sale	May 18, 2001 · Amount on Record
Prior Sale	Mar 13, 2001 · Amount on Record
Last Transfer Date	Sep 29, 2021
Transfer Doc	2021052422
Record Updated	Jun 8, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN OH
Recording Date	Nov 19, 2021
Property Address	814 UNION RD, FRANKLIN, OH 45005-2521
Document Number	2021052422
Map Reference	MB 2 PG 17
Instrument Date	Sep 29, 2021
Instrument	2021-052422
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	814 UNION RD, FRANKLIN, OH 45005-2521

Mortgage

Document Number	2021052423
Date	Nov 19, 2021
Instrument	2021-052423

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	814 UNION RD, FRANKLIN, OH 45005-2521
Document Number	0000029908
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Sep 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8414 UNION RD FRANKLIN OH 45005, FRANKLIN, OH 45005

Mortgage

Document Number	0000029908
Date	Aug 10, 2020
Instrument	29908

Lender

Name	LENDUS LLC
Address	ALAMO, CA 94507

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2050

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,879.00 (+9.88%)	$45,270 (+29.33%) Land $8,380 Building $36,890	$129,330 (+29.32%) Land $23,940 Building $105,390
2024	$1,710.00 (+22.06%)
2023	$1,401.00 (+5.18%) Homeowner's exemption	$35,004 (-) Land $4,750 Building $30,254
2022	$1,332.00 Homeowner's exemption	$35,004 Land $4,750 Building $30,254	$100,010 (-) Land $13,570 Building $86,440
2021			$100,010 Land $13,570 Building $86,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1992)
Most Recent Claim	May 1992 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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