8121 Duluth St, Highland, IN 46322 Property Records

Lake County property record for 8121 Duluth St, Highland, IN 46322

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,080 sqft · built 1968
Lot Size0.186 acres (8,096 sqft)
Owner2 Individual Names on File
Last Sale$131,700 (Feb 2005)
Tax Bill$2,648 (2024)
Deeds & MortgagesJun 2026 Sale
Sep 2021 Mortgage
Flood ZoneZone X (reduced by levee)
APN007-16-27-0334-0023

Property Details

APN / Parcel Number

Primary APN007-16-27-0334-0023
Alternative APNs
  • 45-07-22-129-001.000-026
  • 162703340023

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,080 sqft Living Area
Gross Area2,402 sqft
1st Floor Area2,080 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1995
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,096 sqft (0.186 acres)
Lot Dimensions92 ft deep x 88 ft wide
View / LotExtra Front
Garage TypeAttached
Garage Area322 sqft
Parking Spaces1 Parking Space
Pool TypeAbove-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address8121 DULUTH ST
CityHIGHLAND
StateIN
Zip46322-1367
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOMESTEAD GARDENS MASTER ADDITION BLOCK 20 ALL L.23 BL.20
Legal SubdivisionHOMESTEAD GARDENS MASTER ADDITION
Legal Block20
Legal Lot Number23
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group1
Census Block1001
Census Tract40700

Owner

Source: Lake County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address8121 DULUTH ST, HIGHLAND, IN 46322-1367
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Affidavit, Transfer
Sep 29, 2021Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2005 · Amount on File
Deed SaleFeb 16, 2005 · Amount on File
Deed Document Number200511422
Record UpdatedOct 29, 2026

June 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionLAKE IN
Recording DateJun 23, 2026
Property Address8121 DULUTH ST, HIGHLAND, IN 46322-1367
Document Number0000014221
Instrument DateJun 16, 2026
Instrument202614221
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7113 STARLING DR, SCHERERVILLE, IN 46375-4439

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address8121 DULUTH ST, HIGHLAND, IN 46322-1367
Transaction TypeMortgage
Record UpdatedOct 21, 2021
Title CompanyFAMS DTO

Transferred To (Grantee/Buyer)

NameVerified Name
Address8121 DULUTH ST, HIGHLAND, IN 46322-1367

Mortgage

Document Number0000030267
DateSep 29, 2021
Instrument2021-530267
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term21 Months
DueJun 1, 2023

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityHighland Town
Unified School DistrictHighland School Town (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$272,500 (+13.02%) Land $43,400 Building $229,100$272,500 (+13.02%) Land $43,400 Building $229,100
2024$2,648.00 (+23.11%)
2023$241,100 (+12.09%) Land $43,400 Building $197,700$241,100 (+12.09%) Land $43,400 Building $197,700
2022$2,151.00 Homeowner's exemption$215,100 Land $43,400 Building $171,700$215,100 Land $43,400 Building $171,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims201 (1980–2017)
Claims Outside the SFHA5 of 201
Most Recent ClaimFeb 2017
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 156 claims
  • Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIGHLAND WATER WORKS
serves 23,984 people · EPA ID IN5245021
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionJan 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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