8040 Duluth St, Highland, IN 46322 Property Records

Lake County property record for 8040 Duluth St, Highland, IN 46322 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,016 sqft · built 1962
Lot Size	0.162 acres (7,076 sqft)
Owner	Individual Name on File
Last Sale	$183,600 (Jun 2019)
Tax Bill	$2,658 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`007-16-27-0326-0012`

Property Details

APN / Parcel Number

Primary APN	`007-16-27-0326-0012`
Alternative APNs	`45-07-15-377-036.000-026` `162703260012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area
Gross Area	3,024 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Game Room	Game Room

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2005
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,076 sqft (0.162 acres)
Lot Dimensions	122 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8040 DULUTH ST
City	HIGHLAND
State	IN
Zip	46322-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMESTEAD GARDENS MASTER ADD. BLKS 18&19 LOT 12 BL. 19
Legal Subdivision	HOMESTEAD GARDENS MASTER ADD
Legal Block	18,19
Legal Lot Number	12
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1000
Census Tract	40700

Owner

Source: Lake County records · APN 007-16-27-0326-0012

Assessment roll updated December 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8040 DULUTH ST, HIGHLAND, IN 46322-1311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Aug 30, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC
Mar 23, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jun 21, 2019	Warranty Deed, Transfer LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 21, 2019 · Amount on Record
Deed Sale	Jun 21, 2019 · Amount on Record
Prior Sale	Nov 09, 2011 · Amount on Record
Deed Document Number	201937342
Prior Transfer Date	Nov 09, 2009
Prior Transfer Doc	2009086613
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	8040 DULUTH ST, HIGHLAND, IN 46322-1311
Transaction Type	Mortgage
Record Updated	Jun 09, 2023
Title Company	NOT AVAILABLE, FAMS DTO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022540
Date	Mar 12, 2021
Instrument	2021-022540

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Apr 01, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	8040 DULUTH ST, HIGHLAND, IN 46322-1311
Transaction Type	Mortgage
Record Updated	Jun 09, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025334
Date	Aug 30, 2021
Instrument	2021-525334

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	8040 DULUTH ST, HIGHLAND, IN 46322-1311
Transaction Type	Mortgage
Record Updated	Jun 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013453
Date	Mar 30, 2022
Instrument	2022-513453

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	8040 DULUTH ST, HIGHLAND, IN 46322-1311
Document Number	0000026797
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8040 DULUTH ST HIGHLAND IN 463221311, HIGHLAND, IN 46322-1311

Mortgage

Document Number	0000026797
Date	May 18, 2020
Instrument	26797

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 21, 2019
Property Address	8040 DULUTH ST, HIGHLAND, IN 46322-1311
Document Number	0000037342
Instrument Date	Jun 17, 2019
Instrument	37342
Transaction Type	Transfer
Record Updated	Jul 08, 2019
Title Company	LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8040 DULUTH ST HIGHLAND IN 463221311, HIGHLAND, IN 46322-1311

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Highland Town
Unified School District	Highland School Town (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$265,900 (+9.83%) Land $36,900 Building $229,000	$265,900 (+9.83%) Land $36,900 Building $229,000
2024	$2,658.00 (+25.61%)
2023		$242,100 (+14.41%) Land $36,900 Building $205,200	$242,100 (+14.41%) Land $36,900 Building $205,200
2022	$2,116.00 Homeowner's exemption	$211,600 Land $36,900 Building $174,700	$211,600 Land $36,900 Building $174,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (18089C), updated October 16, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180890407001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force
Nearby Flood Claims	201 (1980–2017)
Claims Outside the SFHA	5 of 201
Most Recent Claim	Feb 2017
Claims By Storm	Severe Storms And Flooding, Sep 2008 · 156 claims Severe Storms & Flooding, Nov 1990 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 176 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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