8045 Duluth St, Highland, IN 46322 Property Records

Lake County property record for 8045 Duluth St, Highland, IN 46322

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,250 sqft · built 1962
Lot Size0.19 acres (8,308 sqft)
Owner2 Individual Names on File
Tax Bill$2,216 (2024)
Deeds & MortgagesFeb 2026 Transfer
Jun 2022 Transfer
Flood ZoneZone X (reduced by levee)
APN007-16-27-0340-0002

Property Details

APN / Parcel Number

Primary APN007-16-27-0340-0002
Alternative APNs
  • 45-07-15-378-015.000-026
  • 162703400002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,250 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 2005
Construction TypeWood
Roof MaterialAsphalt
Lot Area8,308 sqft (0.19 acres)
Lot Dimensions124 ft deep x 67 ft wide
Garage TypeDetached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
Pool TypeAbove-Ground Pool
Pool Area800 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number007-16-27-0340-0002
Old Parcel Number162703400002
Street Address8045 DULUTH ST
CityHIGHLAND
StateIN
Zip46322-1312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOMESTEAD GARDENS MASTER ADDITION BLOCK 21 ALL L.2
Legal SubdivisionHOMESTEAD GARDENS MASTER ADD
Legal Block21
Legal Lot Number2
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group1
Census Block1000
Census Tract40700

Owner

8045 Duluth St is owned and occupied by two individuals who acquired it in February 2026.

Source: Lake County records, as of March 18, 2026

Owner of Record2 Individual Names on File
Mailing Address8045 DULUTH ST, HIGHLAND, IN 46322-1312
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2026Affidavit of Death of Joint Tenant, Transfer
Jun 29, 2022Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2026
Deed SaleFeb 9, 2026
Deed Document Number2026-505381
Record UpdatedJun 8, 2026

February 2026: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionLAKE IN
Recording DateFeb 9, 2026
Property Address8045 DULUTH ST, HIGHLAND, IN 46322-1312
Document Number0000005381
Map ReferenceMB 35 PG 57
Instrument DateJan 29, 2026
Instrument2026-505381
Transaction TypeTransfer
Record UpdatedFeb 18, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8045 DULUTH ST, HIGHLAND, IN 46322-1312

June 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLAKE IN
Recording DateJun 29, 2022
Property Address8045 DULUTH ST, HIGHLAND, IN 46322-1312
Document Number0000020675
Map ReferenceMB 35 PG 57
Instrument DateJun 23, 2022
Instrument2022-020675
Transaction TypeTransfer
Record UpdatedJul 7, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityHighland Town
Unified School DistrictHighland School Town (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$220,400 (+6.47%) Land $43,100 Building $177,300$220,400 (+6.47%) Land $43,100 Building $177,300
2024$2,216.00$207,000 (+3.45%) Land $43,100 Building $163,900$207,000 (+3.45%) Land $43,100 Building $163,900
2023$200,100 (+13.69%) Land $43,100 Building $157,000$200,100 (+13.69%) Land $43,100 Building $157,000
2022$1,688.00$176,000 Land $43,100 Building $132,900$176,000 Land $43,100 Building $132,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8045 Duluth St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims201 (1980–2017)
Claims Outside the SFHA5 of 201
Most Recent ClaimFeb 2017
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 156 claims
  • Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8045 Duluth St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIGHLAND WATER WORKS
serves 23,984 people · EPA ID IN5245021
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionJan 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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