8044 Duluth St, Highland, IN 46322 Property Records

Lake County property record for 8044 Duluth St, Highland, IN 46322

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 920 sqft · built 1963
Lot Size	0.166 acres (7,250 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Apr 2023)
Tax Bill	$2,069 (2024)
Deeds & Mortgages	Apr 2023 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`007-16-27-0326-0011`

Property Details

APN / Parcel Number

Primary APN	`007-16-27-0326-0011`
Alternative APNs	`45-07-15-377-037.000-026` `162703260011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	920 sqft Living Area
Basement Area	896 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Asphalt
Lot Area	7,250 sqft (0.166 acres)
Lot Dimensions	125 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	375 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-16-27-0326-0011
Old Parcel Number	162703260011
Street Address	8044 DULUTH ST
City	HIGHLAND
State	IN
Zip	46322-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMESTEAD GARDENS MASTER ADDITION BLKS. 18 & 19 ALL L.11 BL.19
Legal Subdivision	HOMESTEAD GARDENS MASTER ADD
Legal Block	18
Legal Lot Number	11
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1000
Census Tract	40700

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8044 DULUTH ST, HIGHLAND, IN 46322-1311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2023 · Amount on Record
Deed Sale	Apr 17, 2023 · Amount on Record
Prior Sale	Dec 28, 2009
Deed Document Number	2023-510949
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Apr 17, 2023
Property Address	8044 DULUTH ST, HIGHLAND, IN 46322-1311
Document Number	0000010949
Map Reference	MB 34 PG 79
Instrument Date	Apr 13, 2023
Instrument	2023-510949
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8044 DULUTH ST, HIGHLAND, IN 46322-1311

Mortgage

Document Number	0000010950
Date	Apr 17, 2023
Instrument	2023-510950

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Highland Town
Unified School District	Highland School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$213,400 (+12.79%) Land $37,300 Building $176,100	$213,400 (+12.79%) Land $37,300 Building $176,100
2024	$2,069.00 (+28.19%)
2023		$189,200 (+10.84%) Land $37,300 Building $151,900	$189,200 (+10.84%) Land $37,300 Building $151,900
2022	$1,614.00 (-1.04%)	$170,700 Land $37,300 Building $133,400	$170,700 Land $37,300 Building $133,400
2021	$1,631.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	201 (1980–2017)
Claims Outside the SFHA	5 of 201
Most Recent Claim	Feb 2017
Claims by Event	Severe Storms And Flooding, Sep 2008 · 156 claims Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND WATER WORKS serves 23,984 people · EPA ID IN5245021
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Jan 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20