8041 Duluth St, Highland, IN 46322 Property Records

Lake County property record for 8041 Duluth St, Highland, IN 46322

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,372 sqft · built 1962
Lot Size0.165 acres (7,215 sqft)
Owner2 Individual Names on File
Tax Bill$2,059 (2024)
Deeds & MortgagesDec 2016 Mortgage
Flood ZoneZone X (reduced by levee)
APN007-16-27-0340-0003

Property Details

APN / Parcel Number

Primary APN007-16-27-0340-0003
Alternative APNs
  • 45-07-15-378-014.000-026
  • 162703400003

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,372 sqft Living Area

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1995
Construction TypeWood
Roof MaterialAsphalt
Lot Area7,215 sqft (0.165 acres)
Lot Dimensions111 ft deep x 65 ft wide
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number007-16-27-0340-0003
Old Parcel Number162703400003
Street Address8041 DULUTH ST
CityHIGHLAND
StateIN
Zip46322-1312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOMESTEAD GARDENS MASTER ADDITION BLOCK 21 ALL L.3
Legal SubdivisionHOMESTEAD GARDENS MASTER ADD
Legal Block21
Legal Lot Number3
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group1
Census Block1000
Census Tract40700

Owner

8041 Duluth St is owned and occupied by two individuals who acquired it in January 1979.

Source: Lake County records, as of March 18, 2026

Owner of Record2 Individual Names on File
Mailing Address8041 DULUTH ST, HIGHLAND, IN 46322-1312
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 1979
Deed SaleJan 5, 1979
Record UpdatedJun 8, 2026

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address8041 DULUTH ST, HIGHLAND, IN 46322-1312
Document Number0000000168
Instrument DateDec 27, 2016
Transaction TypeMortgage
Record UpdatedMar 20, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8041 DULUTH ST HIGHLAND IN 463221312, HIGHLAND, IN 46322-1312

Mortgage

Document Number0000000168
DateJan 3, 2017
Instrument168
Lender
NameROBERT & LAUREL R CLAUSING
Agreement
AmountAmount on Record

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityHighland Town
Unified School DistrictHighland School Town (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$212,500 Land $39,300 Building $173,200$212,500 Land $39,300 Building $173,200
2024$2,059.00
2023$188,100 (+11.5%) Land $39,300 Building $148,800$188,100 (+11.5%) Land $39,300 Building $148,800
2022$1,652.00$168,700 Land $39,300 Building $129,400$168,700 Land $39,300 Building $129,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8041 Duluth St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims201 (1980–2017)
Claims Outside the SFHA5 of 201
Most Recent ClaimFeb 2017
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 156 claims
  • Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8041 Duluth St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIGHLAND WATER WORKS
serves 23,984 people · EPA ID IN5245021
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionJan 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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