812 Cunningham Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 812 Cunningham Rd, Palmyra, VA 22963 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,294 sqft · built 1820
Lot Size	2.47 acres (107,811 sqft)
Owner	Individual Name on File
Tax Bill	$2,395 (2025)
Flood Zone	Zone X (minimal risk)
APN	`39 A 74`

Property Details

APN / Parcel Number

Primary APN	`39 A 74`
Alternative APN	`4553`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,294 sqft Living Area
Gross Area	2,539 sqft
1st Floor Area	2,008 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1820
Effective Year Built	Effective 1958
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Tin
Lot Area	107,811 sqft (2.47 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Pool Type
Pool Area	512 sqft
Porch	Slab
Porch Area	275 sqft
Deck Area	24 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4553
Street Address	812 CUNNINGHAM RD
City	PALMYRA
State	VA
Zip	22963-5203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB 307-107 AC 2.475
Legal Block	7
Jurisdiction	FLUVANNA VA
Township / Civil Division	FORK UNION
Census Block Group	2
Census Block	2031
Census Tract	20300

Owner

Source: Fluvanna County records · APN 39 A 74

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3532 HARDWARE RD, SCOTTSVILLE, VA 24590-4726
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,302 (-) Land $37,100 Building $280,202	$317,302 (-) Land $37,100 Building $280,202
2025	$2,395.00 (+8.08%)	$317,302 (+20.83%) Land $37,100 Building $280,202	$317,302 (+20.83%) Land $37,100 Building $280,202
2023		$262,600 Land $37,100 Building $225,500	$262,600 Land $37,100 Building $225,500
2022	$2,216.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Central Virginia Electric Cooperative	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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