649 Cunningham Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 649 Cunningham Rd, Palmyra, VA 22963 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Mobile Home
Year Built	Built 2011
Square Footage	1,792 sqft Living Area
Lot Size	107,419 sqft (2.46 acres)
Last Sale	$114,113 (2006)
Tax Bill	$1,393.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`39 A 46`
Alternative APN	`2745`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,792 sqft Living Area
Gross Area	2,148 sqft Gross Area
1st Floor	1,792 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Paneling Interior Structure

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2011
Architectural Style	Mobile Home Style
Exterior Material	Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	107,419 sqft (2.46 acres)
Shed	1 Shed
Deck Area	120 sqft Deck
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	2745
Street Address	649 CUNNINGHAM RD
City	PALMYRA
State	VA
Zip	22963-5283
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DB 681-854 AC 2.466
Legal Block	4
Jurisdiction	FLUVANNA VA
Minor Civil Division	FORK UNION
Census Blockgroup	2
Census Block	2030
Census Tract	20300

Owner

Source: Fluvanna County records · APN 39 A 46

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 564, FORK UNION, VA 23055-0564
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 05, 2006 · Amount on Record
Deed Sale	May 05, 2006 · Amount on Record
Prior Sale	May 26, 2005 · Amount on Record
Deed Doc Number	20062572
Deed Book / Page	681 / 854
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,600 (-) Land $35,000 Building $149,600	$184,600 (-) Land $35,000 Building $149,600
2025	$1,393.00 (+15.22%)	$184,600 (+28.82%) Land $35,000 Building $149,600	$184,600 (+28.82%) Land $35,000 Building $149,600
2023		$143,300 Land $35,000 Building $108,300	$143,300 Land $35,000 Building $108,300
2022	$1,209.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.