707 Cunningham Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 707 Cunningham Rd, Palmyra, VA 22963 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1967
Square Footage848 sqft Living Area
Lot Size147,059 sqft (3.37 acres)
OccupancyOwner Occupied
Last Sale$134,000 (2020)
Tax Bill$825.00 (2025)

Property Details

APN / Parcel Number

Primary APN39 A 45
Alternative APN
  • 2756

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area848 sqft Living Area
Gross Area1,888 sqft Gross Area
1st Floor848 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePaneling Interior Structure

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1967
Exterior MaterialAluminum Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area147,059 sqft (3.37 acres)
Garage TypeCarport Garage
CarportCarport
Shed1 Shed
Porch Area192 sqft Porch
TopographyRolling Topography

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemFloor/Wall Furnace Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number2756
Street Address707 CUNNINGHAM RD
CityPALMYRA
StateVA
Zip22963-5206
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionINST 200002787 AC 3.376
Legal SubdivisionLUMS LAND SURVEYS
Legal Block4
JurisdictionFLUVANNA VA
Minor Civil DivisionFORK UNION
Census Blockgroup2
Census Block2030
Census Tract20300

Owner

Source: Fluvanna County records · APN 39 A 45

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address707 CUNNINGHAM RD, PALMYRA, VA 22963-5206
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2020Special Warranty Deed, Transfer · Conventional Mortgage
FINANCE AMERICA MTG LLC
Jul 19, 2018Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 30, 2020 · Amount on Record
Deed SaleJul 30, 2020 · Amount on Record
Prior SaleJul 19, 2018 · Amount on Record
Deed Doc Number20202787
Prior Transfer DateJul 17, 2007
Prior Transfer Doc000736/989
Record RefreshedSep 20, 2026

July 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFLUVANNA VA
Recording DateJul 30, 2020
Property Address707 CUNNINGHAM RD, PALMYRA, VA 22963-5206
Document Number0200002787
Map ReferenceDOC 180002240
Instrument DateJul 27, 2020
Instrument200002787
Transaction TypeTransfer
Record UpdatedSep 21, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address707 CUNNINGHAM RD, PALMYRA, VA 22963-5206

Mortgage

Document Number0200002788
DateJul 30, 2020
Instrument200002788
Lender
NameFINANCE AMERICA MTG LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2018: Foreclosure

Document TypeForeclosure
JurisdictionFLUVANNA VA
Recording DateJul 19, 2018
Property Address707 CUNNINGHAM RD, PALMYRA, VA 22963-5206
Document Number0001802240
Map ReferencePB 727 PG 524
Instrument DateJul 17, 2018
Instrument1802240
Transaction TypeForeclosure
Record UpdatedSep 21, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 650043, DALLAS, TX 75265-0043

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$109,300 (-) Land $41,200 Building $68,100$109,300 (-) Land $41,200 Building $68,100
2025$825.00 (+0.73%)$109,300 (+26.21%) Land $41,200 Building $68,100$109,300 (+26.21%) Land $41,200 Building $68,100
2024$819.00 (+12.19%)
2023$86,600 Land $41,200 Building $45,400$86,600 Land $41,200 Building $45,400
2022$730.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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