Fluvanna County property record for 938 Cunningham Rd, Palmyra, VA 22963 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1972 |
| Square Footage | 864 sqft Living Area |
| Lot Size | 65,340 sqft (1.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $135,000 (2023) |
| Tax Bill | $897.00 (2025) |
| Primary APN | 39 A 76 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 864 sqft Living Area |
| Gross Area | 1,856 sqft Gross Area |
| 1st Floor | 864 sqft 1st Floor |
| Basement Area | 864 sqft Basement |
| Unfinished Basement | 864 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Asbestos Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 65,340 sqft (1.5 acres) |
| Deck Area | 32 sqft Deck |
|---|---|
| Porch | Porch |
| Porch Area | 96 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 5835 |
|---|---|
| Street Address | 938 CUNNINGHAM RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-5204 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INST 230003200 AC 1.5 |
| Legal Block | 7 |
| Jurisdiction | FLUVANNA VA |
| Minor Civil Division | FORK UNION |
| Census Blockgroup | 2 |
| Census Block | 2031 |
| Census Tract | 20300 |
Source: Fluvanna County records · APN 39 A 76
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 938 CUNNINGHAM RD, PALMYRA, VA 22963-5204 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 17, 2023 | Deed, Transfer · Conventional Mortgage MEMBER OPTIONS LLC |
| Dec 04, 2009 | Intrafamily Transfer, Transfer WALTER BRADLEY JR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 17, 2023 · Amount on Record |
| Deed Sale | Nov 17, 2023 · Amount on Record |
| Prior Sale | Dec 04, 2009 · Amount on Record |
| Deed Doc Number | 20233200 |
| Prior Transfer Date | Aug 04, 2009 |
| Prior Transfer Doc | 000808/447 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Nov 17, 2023 |
| Property Address | 938 CUNNINGHAM RD, PALMYRA, VA 22963-5204 |
| Document Number | 0230003200 |
| Map Reference | DB 42 PG 133 |
| Instrument Date | Oct 23, 2023 |
| Instrument | 230003200 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Amount Accuracy | Rounded Values by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 938 CUNNINGHAM RD, PALMYRA, VA 22963-5204 |
| Document Number | 0230003201 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | 230003201 |
| Name | MEMBER OPTIONS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Dec 04, 2009 |
| Property Address | 938 CUNNINGHAM RD, PALMYRA, VA 22963-5204 |
| Document Number | 000808/447 |
| Book / Page | 808 / 447 |
| Instrument Date | Aug 04, 2009 |
| Instrument | 0904768 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 568 CUNNINGHAM RD, PALMYRA, VA 22963-5202 |
| Document Number | 000808/456 |
|---|---|
| Date | Dec 04, 2009 |
| Book Page | 808/456 |
| Instrument | 4770 |
| Name | WALTER BRADLEY JR |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|---|
| Term | 1 Months |
| Due | Jan 01, 2010 |
| Rate | 4% |
|---|
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,900 (-) Land $35,000 Building $83,900 | $118,900 (-) Land $35,000 Building $83,900 | |
| 2025 | $897.00 (+0.67%) | $118,900 (+34.5%) Land $35,000 Building $83,900 | $118,900 (+34.5%) Land $35,000 Building $83,900 |
| 2024 | $891.00 (+19.44%) | ||
| 2023 | $88,400 Land $35,000 Building $53,400 | $88,400 Land $35,000 Building $53,400 | |
| 2022 | $746.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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