Fluvanna County property record for 727 Cunningham Rd, Palmyra, VA 22963 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2014 |
| Square Footage | 2,432 sqft Living Area |
| Lot Size | 151,197 sqft (3.47 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $190,000 (2019) |
| Tax Bill | $2,650.00 (2025) |
| Primary APN | 39 A 45A |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,432 sqft Living Area |
| Gross Area | 2,617 sqft Gross Area |
| 1st Floor | 2,432 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Softwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 151,197 sqft (3.47 acres) |
| Deck Area | 25 sqft Deck |
| Porch Area | 160 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 727 CUNNINGHAM RD |
|---|---|
| City | PALMYRA |
| State | VA |
| Zip | 22963-5206 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INST 190002955 AC 3.471 |
| Legal Block | 4 |
| Legal Lot Number | A |
| Jurisdiction | FLUVANNA VA |
| Minor Civil Division | FORK UNION |
| Census Blockgroup | 2 |
| Census Block | 2030 |
| Census Tract | 20300 |
Source: Fluvanna County records · APN 39 A 45A
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 727 CUNNINGHAM RD, PALMYRA, VA 22963-5206 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 15, 2026 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF VIRGINIA COMMUNITY CU |
| Aug 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE AMERICA MTG LLC |
| Sep 27, 2019 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FINANCE OF AMERICA MORTGAGE |
| Feb 11, 2019 | Foreclosure |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2019 · Amount on Record |
| Deed Sale | Sep 27, 2019 · Amount on Record |
| Prior Sale | Feb 11, 2019 · Amount on Record |
| Deed Doc Number | 20192955 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 727 CUNNINGHAM RD, PALMYRA, VA 22963-5206 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0260000147 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 260000147 |
| Name | UNIVERSITY OF VIRGINIA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTESVILLE, VA 22901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 727 CUNNINGHAM RD, PALMYRA, VA 22963-5206 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | BOSTON NATIONAL TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0210003917 |
|---|---|
| Date | Aug 05, 2021 |
| Instrument | 210003917 |
| Name | FINANCE AMERICA MTG LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Sep 27, 2019 |
| Property Address | 727 CUNNINGHAM RD, PALMYRA, VA 22963-5206 |
| Document Number | 0001902955 |
| Map Reference | PB 7287 PG 524 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 1902955 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 727 CUNNINGHAM RD, PALMYRA, VA 22963-5206 |
| Document Number | 0001902956 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 1902956 |
| Name | FINANCE OF AMERICA MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Feb 11, 2019 |
| Property Address | 727 CUNNINGHAM RD, PALMYRA, VA 22963-5206 |
| Document Number | 0001900399 |
| Map Reference | PB 727 PG 521 |
| Instrument Date | Jan 17, 2019 |
| Instrument | 1900399 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8200 JONES BRANCH DR, MCLEAN, VA 22102-3107 |
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $351,100 (-) Land $41,600 Building $309,500 | $351,100 (-) Land $41,600 Building $309,500 | |
| 2025 | $2,650.00 (+6.51%) | $351,100 (+19.06%) Land $41,600 Building $309,500 | $351,100 (+19.06%) Land $41,600 Building $309,500 |
| 2023 | $294,900 Land $41,600 Building $253,300 | $294,900 Land $41,600 Building $253,300 | |
| 2022 | $2,488.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures